Topic/Matter Intersection

Topic:"Debt Service Coverage Ratio" in M12451

Matter: Nova Scotia Power Inc. - 2026 General Rate Application (GRA)
281 passages 39 documents

Debt Service Coverage Ratio across all matters →

N-3Direct Evidence - General Rate Application 1 passage
Figure 10-4 – Summary of Requested Cost of Capital p. pp. 70-71
Figure 10-4 – Summary of Requested Cost of Capital 2026-2027 Debt / Equity ratio 60.0 / 40.0 ROE (percent) 9.0 11 REVENUE REQUIREMENT

AI summary Figure 10-4 presents the requested cost of capital for 2026-2027, including a debt-to-equity ratio of 60.0/40.0 and a requested return on equity (ROE) of 9.0 percent. The section titled 'Revenue Requirement' follows, indicating the focus on financial aspects of the proceeding.

N-52026-2027 GRA Appendix 1-6 - Redacted 4 passages
2026-2027 GRA Direct Evidence Appendix 1A Page 2 of 7 REDACTED (CONFIDENTIAL INFORMATION REMOVED) p. p. 25
2026-2027 GRA Direct Evidence Appendix 1A Page 2 of 7 REDACTED (CONFIDENTIAL INFORMATION REMOVED) OP-01 NS Power / Emera Regulated Annual Reports Attachment 1 – NS Power 2024 Q3 MD&A Attachment 2 – NS Power 2024 Financial Statements Attach...

AI summary This document lists various attachments and evidence submitted as part of the 2026-2027 GRA Direct Evidence Appendix 1A. It includes financial reports, organizational charts, benchmarking studies, asset listings, maintenance schedules, fuel specifications, IPP contracts, reliability statistics, and presentations by analysts and bondholders.

2026 p. p. 25
2026 - A. Simple Average of short-term debt outstanding- $230.3 million - B. Twelve-month Average of short-term debt outstanding- $280.9 million - C. Interest on short-term debt- $9.5 million Simple Average cost of short-term debt (C/A)- $...

AI summary The text provides financial metrics related to short-term debt for the year 2026, including the simple and twelve-month average costs of short-term debt, with figures of 4.14% and 3.40% respectively.

2026-2027 GRA Direct Evidence Appendix 3A Page 12 of 14 REDACTED (CONFIDENTIAL INFORMATION REMOVED) p. p. 25
2026-2027 GRA Direct Evidence Appendix 3A Page 12 of 14 REDACTED (CONFIDENTIAL INFORMATION REMOVED) Short-Term Debt, Cost Pre-tax WACC Rate, Pre-tax Cost Simple 12-Month Simple 12- Avg. Avg. Avg. Month (Current) (Current) Avg. 2026 4.14% 3...

AI summary This document provides financial data for 2026 and 2027, including short-term debt costs and weighted average cost of capital (WACC) rates. The data includes pre-tax figures for both years, highlighting changes in average costs over time.

12 Figure 26 – Breakdown of the Maritime Link anticipated assessment p. p. 132
12 Figure 26 – Breakdown of the Maritime Link anticipated assessment Description 2026 ($ Million) 2027 ($ Million) Depreciation 58.4 57.5 Operating & Maintenance 21.7 29.0 Debt Financing Costs (1) 79.8 78.0 Equity Financing Costs 40.6 39.4...

AI summary Figure 26 presents the anticipated assessment for the Maritime Link project in 2026 and 2027, including depreciation, operating and maintenance costs, debt and equity financing costs, and the total anticipated assessment. A federal loan guarantee is noted as a contributing factor to debt financing costs.

N-62026-2027 GRA Appendix 7A-E - Redacted 1 passage
Power Production Head Office p. p. 30
pt/Info.Software 194 187 177 180 (17) (10) 536100 Rental/Mtnce equipment/software - - - - - - 532850 Appl. Software - - - - - - - - - - - - 532900 Comp.Hrdwr & Op.Sftwr 532950 Directors' Fees & Exp - - - - - - 533100 Ext. Legal & Audit 42...

AI summary The text presents a financial breakdown of various expense categories for a power production head office, including software, legal and audit fees, advertising, meals and entertainment, employee benefits, rent, and training and development, across different years and forecasts.

N-82026-2027 GRA Appendix 9-13 6 passages
3 3. Growth Rate Estimates p. pp. 66-67
3 3. Growth Rate Estimates 4 In considering the appropriate growth rate for the DCF model, the most relied upon indicator of 5 investors' expectations is analysts' estimates of future earnings growth. We have relied on 6 earnings growth es...

AI summary The document discusses the use of earnings growth rates in the DCF model for estimating the cost of capital, noting that analysts' estimates are preferred over dividend growth rates. It also highlights concerns about potential optimism bias in earnings forecasts and compares earnings growth to GDP growth to assess reasonableness.

Section 143 p. p. 71
We have employed several methods of measuring the beta coefficient for the Canadian and U.S. proxy group companies using estimates from both Value Line and Bloomberg. Value Line publishes the historical beta for each company based on five...

AI summary The text discusses methods used to measure the beta coefficient for Canadian and U.S. proxy group companies using estimates from Value Line and Bloomberg. Both sources use historical stock returns and market indices to calculate betas, with adjustments made to account for beta reversion toward the market mean of 1.0.

1 D. Risk Premium Analysis p. pp. 78-80
1 D. Risk Premium Analysis - 2 In general terms, the Risk Premium approach recognizes that equity is riskier than debt because 3 equity investors bear the residual risk associated with ownership. Equity investors, therefore, 4 require a gr...

AI summary The document discusses the Risk Premium approach to estimating Return on Equity (ROE) by considering the relationship between risk premium and interest rates. It uses regression analysis and data from U.S. electric utility rate cases to determine how risk premium varies with bond yields.

c. Generation Ownership p. p. 93
These risks are not generally faced by other Canadian investor-owned utilities, many of which own little, if any, generation. Further, as discussed in more detail later in this section, while the companies in the U.S. Electric proxy group...

AI summary NSPI faces substantial carbon transition risk compared to other utilities, particularly due to its higher coal-fired generation and shorter carbon reduction targets. NSPI proposed a decarbonization plan involving a deferral account (DDA) and seeks to securitize approximately $700 million of DDA assets by 2025, with potential deferral of costs if securitization is not completed by 2026.

h. Regulatory Risk p. p. 99
h. Regulatory Risk 2 There have been decisions by the UARB where operating and capital costs have been disallowed. 3 Cost disallowances are always within the scope of utility regulation, but in Concentric's 4 experience, significant disall...

AI summary The text discusses regulatory risks faced by Nova Scotia Power Inc. (NSPI), including cost disallowances by the Utility and Review Board (UARB), such as the 2018 AMI decision and treatment of operating expenses. It also mentions the impact of amortizing costs from Hurricane Fiona and penalties under the Public Utilities Act.

Preamble p. pp. 104-112
3 NSPI files a capital budget with the Board annually, which includes the Company's capital budget 4 for the upcoming year, as well as a five-year outlook. As part of that filing, the Board approves 5 certain capital expenditures for the c...

AI summary NSPI files an annual capital budget with the Board, including a five-year outlook. The document compares NSPI's capital cost recovery risk to other Canadian utilities, noting higher risks in Alberta and factors contributing to NSPI's greater business risk, including regulated generation assets and aggressive DSM targets.

N-92026-2027 GRA Appendix 12 A-C - Cost of Service Study Process - Redacted 8 passages
1 2 3 p. p. 120
1 2 3 TABLE E1-1 Nova Scotia Power Inc. 2022 Transmission Tariff WACC Rate Millions of dollars 1) Interest (Carrying Cost) a) Weighted Average Cost of Capital - Pretax Proportion Cost Extended ST Debt 3.80% 0.84% 0.03% LT Debt 57.40% 4.98%...

AI summary The document provides a detailed breakdown of Nova Scotia Power Inc.'s 2022 Transmission Tariff WACC Rate, including components such as interest, weighted average cost of capital, income tax, and grants in lieu of property tax. It outlines financial figures and percentages related to transmission expenses and allocated amounts.

1 p. pp. 120-124
1 TABLE E1-1 Nova Scotia Power Inc. 2024 Transmission Tariff WACC Rate Millions of dollars 1) Interest (Carrying Cost) a) Weighted Average Cost of Capital - Pretax Proportion Cost Extended ST Debt 0.90% 1.08% 0.01% LT Debt 55.30% 4.92% 2.7...

AI summary The table presents Nova Scotia Power Inc.'s 2024 Transmission Tariff WACC Rate, including weighted average cost of capital calculations, tax considerations, and forecasted expenses related to transmission infrastructure. It also references various GRA attachments and confidential documents.

Resource Cost, Performance, & Financing p. p. 99
Resource Cost, Performance, & Financing Performance Inputs Financing Performance Inputs Financing System Depreciable Lifetime 35 % Financed w/ equity % Financed w/ debt Ongoing Costs Debt Interest rate Fixed O&M Costs ($/kW-yr) $17.69 Cost...

AI summary The document presents a table outlining performance inputs and financing details for a system, including system cost, depreciation lifetime, financing percentages, interest rates, tax assumptions, and levelized costs. It includes data on capital costs, O&M expenses, and PRM adjustments.

COSS IG DR-10 Attachment 1 Page 5 of 6 p. p. 99
COSS IG DR-10 Attachment 1 Page 5 of 6 Year 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 Debt Term Flag 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 Capital Cost $55,903,798 $55,903,798 $55,903,798 $55,903,798 $55,903,798 $55,903,798 $5...

AI summary The document presents a table showing capital costs, rate base, accumulated depreciation, and debt balances over multiple years. These figures are used to track financial obligations and asset depreciation for a regulatory proceeding, likely related to utility or energy infrastructure.

COSS SBA DR-6 Attachment 1 Page 4 of 24 p. p. 26
COSS SBA DR-6 Attachment 1 Page 4 of 24 171050 LT DIT ASSET LIABILITY FAM 172050 LT DERIV ASSET HFT 172350 LT DERIV ASSET HFT TREASURY 173050 DEFERRED PENSION RETIREE BENEFIT 180050 LT REG ASSET UNAMORT DEFEASANCE COSTS 180450 LT REG ASSET...

AI summary The document presents a list of long-term assets and liabilities, including deferred pension benefits, regulatory deferrals, and various financial instruments, as part of a regulatory proceeding related to cost of capital and other studies.

COSS SBA DR-6 Attachment 1 Page 5 of 24 p. p. 26
COSS SBA DR-6 Attachment 1 Page 5 of 24 212150 AP LIFE ADD 212250 AP DC PENSION 212300 AP DB PENSION 212350 AP CHARITY DONATIONS EMPLOYEES 212355 AP CHARITY DONATIONS EMPLOYEES IWK 212400 AP SOCIAL CLUB DUES 212500 AP UNION DUES LIVING AWA...

AI summary The document lists various accounts and liabilities, including pension funds, union dues, tax payables, and accrued liabilities. These entries are part of financial records related to Nova Scotia Power and other entities.

COSS SBA DR-6 Attachment 1 Page 6 of 24 p. p. 26
COSS SBA DR-6 Attachment 1 Page 6 of 24 242600 ACCRUED CPP EMPLOYEE 242650 ACCRUED WCB 242700 ACCRUED PARKING 242750 ACCRUED EI EMPLOYEE 242800 ACCRUED INCOME TAX PAYROLL 242850 ACCRUED PENSION DEFINED BENEFIT 242900 ACCRUED TFSA CONTRIBUT...

AI summary The document contains a list of accrued liabilities and long-term regulatory liabilities, including items such as accrued income tax, pension obligations, and regulatory emission compliance. These entries are part of financial reporting and regulatory compliance considerations.

COSS SBA DR-6 Attachment 1 Page 7 of 24 p. p. 26
COSS SBA DR-6 Attachment 1 Page 7 of 24 281050 LT ACCRUED PENSION LIAB NSPI 283270 LT REGULATORY EMISSION COMPLIANCE 283300 LT UNEARNED REVENUE LIAB 283450 LONG TERM ACCRUED INTEREST 283500 LT DSU RSU 283900 LT LIABILITIES OTHER 283950 LT...

AI summary The document presents a list of long-term liabilities and revenue-related accounts, including pension liabilities, regulatory compliance costs, accrued interest, and liabilities related to demand-side management. It also includes revenue and cost recovery entries related to time-of-use pricing, small generators, and other regulatory matters.

N-102026-2027 GRA CS 01-03 Redacted 3 passages
1 Requirement:
1 Requirement: 2 3 Capitalization 4 (A) Debt (%) 5 (B) Preferred (%) 6 (C) Common (%) 7 (D) Total Regulated Capitalization ($) 8 9 Financial ratios 10 (A) Return on approved regulated common equity (%) 11 (B) Average common equity ($M) 12...

AI summary The document outlines a table related to Nova Scotia Power Inc.'s capital structure and financial ratios, including debt, preferred and common equity percentages, total regulated capitalization, return on equity, average common equity, FFO interest coverage, and details of debt submissions. It references a partially confidential attachment for further details.

2026-2027 Financial Outlook
2026-2027 Financial Outlook 1 (1) Compliance (2) (3) Forecast (4) Present Rates (5) Present Rates (7) Proposed Rates (8) Proposed Rates 2 2024 Actual 2024 2025 2026 2027 2026 2027 3 4 5 Capitalization: 1- _ 6 Debt % 60.0% 60.0% 60.0% 60.0%...

AI summary The 2026-2027 financial outlook presents a table detailing capitalization, debt and common percentages, regulated capitalization figures, financial ratios, and debt details. It outlines financial performance metrics such as return on average common equity, FFO interest coverage, and cash flow to total debt, highlighting projections and actual figures for 2024, 2025, 2026, and 2027.

Section 6
52 2) FFO is defined by S&P's credit metric methodology for NSPI: (Cash flows from operations + Interest expense) / Net Interest expense 3) S&P adjusts debt for lease liabilities, postretirement obligations, power purchase agreements and a...

AI summary The document defines FFO (Funds From Operations) using S&P's credit metric methodology for NSPI, incorporating cash flows from operations and interest expense. S&P and DBRS adjust debt for various liabilities, including lease liabilities and power purchase agreements.

N-122026-2027 GRA FO 01-15 - Redacted 5 passages
Section 7
1) Figures presented reflect whole numbers which may cause rounding differences on some line items. 2) Derivative and Financial Instrument Asset and Liability balances are assumed to remain constant over the forecast period. 3) Short-term...

AI summary The text discusses financial assumptions related to derivative and financial instrument balances remaining constant over the forecast period and short-term debt comprising advances on NS Power's credit facility and term loans.

refinance these obligations for a period of greater than one year, this is reported as Long-Term debt on the Company's Balance Sheet.
refinance these obligations for a period of greater than one year, this is reported as Long-Term debt on the Company's Balance Sheet. 1 Requirement: 2 3 Regulated statement of retained earnings. 4 5 Submission: 6 7 Please refer to Partiall...

AI summary The text discusses the reporting of long-term debt on the Company's Balance Sheet when obligations are refinanced for more than one year. It references a submission related to the regulated statement of retained earnings and points to a partially confidential attachment.

2026-2027 Financial Outlook
2026-2027 Financial Outlook 1 ( 1) ( 2) ( 3) ( 4) ( 5) ( 6) ( 7) ( 8) 2 20 26 Co st Co st We ig hte d We ig hte d Av era ge Ca ita l p Pr e-t ax Af ter -ta x Pr e-t ax Af ter -ta x 3 Op ing en Cl ing os Ca ita l p Ra tio Fa cto r Fa cto r...

AI summary The 2026-2027 Financial Outlook provides a detailed breakdown of projected financial metrics, including debt, capital, and weighted average costs for Nova Scotia Power. It outlines short-term and long-term debt figures, capital structure ratios, and pre-tax and after-tax cost factors for both years.

Section 48
Nova Scotia Power Inc. FO-13Average Rate Base Supporting Schedule - Deferred Charges & Credits Years Ended December 31st Millions of dollars 2026-2027 Financial Outlook (1) (2) (3) (4) (5) (7) Proposed RatesProposed RatesForecast Test Year...

AI summary This document provides a financial outlook for Nova Scotia Power Inc. for the years 2026-2027, including deferred charges and credits related to financing defeasance, with figures in millions of dollars and details on beginning balances and amortization.

2
Total Deferred Charges & Credits 62.8 $ 75.8 $ 70.6 $ RB-02-16, line 22 69.3 2 Fo ast rec 20 25 Fo ast rec 20 26 Fo ast rec 20 27 Av era ge 20 25/ 20 26 Av era ge 20 26/ 20 27 Re fer en ce D 3 efe d C ha Fi ing rre rge s - na nc efe D 4 as...

AI summary The text presents financial data related to deferred charges and credits, including figures for different years and references to regulatory filings such as 'RB-02-16, line 22' and 'RB-02-16, line 9'. It includes balances, adjustments, and amortization related to financing and deferred items.

N-142026-2027 GRA OP 01-15 - Redacted 61 passages
Significant changes in the Condensed Consolidated Balance Sheets between June 30, 2025 and December 31, 2024 include: p. p. 1
Significant changes in the Condensed Consolidated Balance Sheets between June 30, 2025 and December 31, 2024 include: millions of dollars Increase (Decrease) Explanation Assets Receivables, net $ 145 Increased due to timing of activity Inc...

AI summary The condensed consolidated balance sheets show significant changes between June 30, 2025, and December 31, 2024, including increases in receivables, income taxes receivable, and inventory, and decreases in derivative instruments and regulatory liabilities. These changes are attributed to factors such as timing of activity, clean technology investment tax credits, and capital investment.

Cash Flow from Financing Activities p. p. 1
Cash Flow from Financing Activities Net cash provided by financing activities increased $331 million to $211 million in 2025 compared to net cash used in financing activities of $120 million in 2024 primarily due to issuance of short-term...

AI summary Net cash provided by financing activities increased to $211 million in 2025 from $120 million in 2024 due to short-term debt issuance, net borrowings, and higher proceeds from long-term debt, partially offset by capital returns and debt retirements.

Preamble p. pp. 1-149
NSPI has a contractual obligation to pay NSP Maritime Link Inc. ("NSPML"), a related party, for the use of the Maritime Link over approximately 38 years from its January 15, 2018, in-service date. On November 29, 2024, NSPML received NSEB...

AI summary NSPI is required to pay NSPML for the use of the Maritime Link over 38 years. NSEB approved NSPML to collect up to $197 million from NSPI in 2025, including $158 million from the annual cost assessment and $39 million for repaying a federal loan guarantee.

Credit Available p. p. 1
Credit Available millions of dollars Maturity Facility Utilized Capacity Revolving credit facility June 2029 $ 800 $ 344 $ 456 Non-revolving term facility May 2026 500 500 - NSPI has debt covenants associated with its credit facilities. Co...

AI summary NSPI has credit facilities with specific maturity dates and capacities. The company is in compliance with its debt covenants as of June 30, 2025.

Guarantees and Letters of Credit p. p. 1
Guarantees and Letters of Credit As at June 30, 2025, the Company had $7 million USD and $4 million CAD of letters of credit outstanding (December 31, 2024 - $7 million USD and $3 million CAD). As at June 30, 2025, the Company had $89 mill...

AI summary As of June 30, 2025, the Company had $7 million USD and $4 million CAD in letters of credit outstanding, and $89 million USD in guarantees issued on behalf of NSPEMI, down from $104 million USD in 2024.

2026-2027 GRA OP-01 Attachment 1 Page 13 of 13 REDACTED (CONFIDENTIAL INFORMATION REMOVED) p. p. 1
2026-2027 GRA OP-01 Attachment 1 Page 13 of 13 REDACTED (CONFIDENTIAL INFORMATION REMOVED) The issuer's certifying officers are responsible for ensuring that processes are in place to provide them with sufficient knowledge to support the r...

AI summary The certifying officers of the issuer are responsible for ensuring proper processes to support their representations in the certificate. Limitations in the design and implementation of DC&P and ICFR could lead to risks affecting the quality and reliability of financial filings and reports under securities legislation.

As at June 30 December 31 p. p. 1
As at June 30 December 31 millions of dollars 2025 2024 Regulatory assets Deferred income tax regulatory asset $ 974 $ 922 FAM (refer to table below) 35 - Deferrals related to derivative instruments 31 40 Hurricane Fiona 31 32 Cost of remo...

AI summary The table presents regulatory assets and liabilities for the periods ending June 30, 2025, and December 31, 2024, highlighting changes in deferred income tax, FAM, derivative instruments, and storm-related deferrals. Regulatory assets increased from $1,041 million to $1,107 million, while regulatory liabilities decreased from $100 million to $20 million.

Net periodic costs prior to the effects of capitalization consisted of the following: p. p. 1
Net periodic costs prior to the effects of capitalization consisted of the following: For the Three months ended Six months ended millions of dollars June 30 June 30 2025 2024 2025 2024 Defined benefit pension plans Service cost $ 3 $ 3 $...

AI summary The text presents a table detailing net periodic costs related to defined benefit pension plans and non-pension benefits plans for the three and six months ended June 30, 2025, and 2024. It includes service costs, expected return on plan assets, interest costs, and amortization of actuarial losses.

2026-2027 GRA OP-01 Attachment 02 Page 17 of 19 REDACTED (CONFIDENTIAL INFORMATION REMOVED) p. p. 1
2026-2027 GRA OP-01 Attachment 02 Page 17 of 19 REDACTED (CONFIDENTIAL INFORMATION REMOVED) For the three months ended June 30, 2025, NSPI issued 0.04 million common shares (2024 – 0.04 million common shares) to Emera for total considerati...

AI summary NSPI issued 0.04 million common shares to Emera for $0.4 million in both the three and six months ended June 30, 2025. Additionally, NSPI returned $340 million of capital to Emera without reducing the number of shares outstanding. As of June 30, 2025, NSPI owed $179 million to Emera and affiliates, up from $150 million as of December 31, 2024.

E. Short-Term Debt p. p. 1
E. Short-Term Debt On May 21, 2025, NSPI entered into a $500 million non-revolving facility which matures on May 21, 2026. The credit agreement contains customary representations and warranties, events of default and financial and other co...

AI summary NSPI entered into a $500 million non-revolving facility on May 21, 2025, maturing on May 21, 2026. The facility's interest rates are based on Term CORRA or prime rate, plus a margin, and includes standard financial and other covenants.

Significant changes in the Consolidated Balance Sheets between December 31, 2024 and June 30, 2025 include: p. p. 33
Significant changes in the Consolidated Balance Sheets between December 31, 2024 and June 30, 2025 include: Total millions of dollars Increase (Decrease) Explanation of Increase (Decrease) Assets Derivative instruments (current and long-te...

AI summary The Consolidated Balance Sheets show significant changes between December 31, 2024, and June 30, 2025, including increases in derivative instruments and receivables, decreases in regulatory assets and goodwill, and changes in liabilities and equity due to FX translation, debt issuance, and impairment charges.

Highlights of the net income changes are summarized in the following table: p. p. 33
Highlights of the net income changes are summarized in the following table: For the Three months ended Six months ended millions of dollars June 30 June 30 Contribution to consolidated net (loss) income – 2024 $ (152) $ (225) Increased mar...

AI summary The table outlines changes in net income for the company over three and six months, highlighting factors such as increased marketing and trading margins, decreased OM&G due to gains on long-term incentive hedges, increased interest expense from higher debt, and charges related to the pending sale of NMGC and gain on sale of LIL.

LIQUIDITY AND CAPITAL RESOURCES p. p. 33
LIQUIDITY AND CAPITAL RESOURCES The Company generates internally sourced cash from its various regulated and non-regulated energy investments. Utility customer bases are diversified by both sales volumes and revenues among customer classes...

AI summary Emera generates cash from regulated and non-regulated energy investments, with liquidity sufficient to meet near-term capital needs and debt obligations. The company has a capital investment plan of approximately $20 billion from 2025 to 2029, supported by operations, debt, equity, and the pending sale of NMGC. Credit facilities provide significant liquidity, and the company maintains a cash balance of $204 million as of June 30, 2025.

As at June 30, 2025, contractual commitments for each of the next five years and in aggregate thereafter consisted of the following: p. p. 33
As at June 30, 2025, contractual commitments for each of the next five years and in aggregate thereafter consisted of the following: millions of dollars 2025 2026 2027 2028 2029 Thereafter Total Long-term debt principal (1)(2) $ 23 $ 1,257...

AI summary As of June 30, 2025, the document outlines contractual obligations for the next five years and beyond, including long-term debt, interest payments, purchased power, transportation, fuel, capital projects, and other commitments. These obligations are expected to be transferred to the buyer upon the completion of the sale of NMGC.

Credit Undrawn and p. p. 33
Credit Undrawn and millions of dollars in currency as noted below Maturity Facilities Utilized Available In CAD: Emera – committed revolving credit facility June 2029 $ 1,300 $ 821 $ 479 NSPI – committed revolving credit facility June 2029...

AI summary The document outlines various credit facilities and their utilization status for Emera and its subsidiaries, including details on maturity dates, committed and non-revolving facilities, and amounts utilized and available. It also notes that the company is in compliance with its covenants as of June 30, 2025.

Emera Incorporated Condensed Consolidated Balance Sheets (Unaudited) – Continued p. p. 33
Emera Incorporated Condensed Consolidated Balance Sheets (Unaudited) – Continued As at June 30 December 31 millions of dollars 2025 2024 Liabilities and Equity Current liabilities Short-term debt (note 18) $ 1,735 $ 1,400 Current portion o...

AI summary The text provides condensed consolidated balance sheets for Emera Incorporated as of June 30, 2025, and December 31, 2024, outlining liabilities, equity, and related notes. The data includes short-term and long-term debt, regulatory liabilities, and equity components.

Emera accounts for its variable interest investment in NSPML as an equity investment (note 23). NSPML's consolidated summarized balance sheet is as follows: p. p. 33
Emera accounts for its variable interest investment in NSPML as an equity investment (note 23). NSPML's consolidated summarized balance sheet is as follows: As at June 30 December 31 millions of dollars 2025 2024 Current assets $ 31 $ 37 P...

AI summary Emera accounts for its investment in NSPML as an equity investment. NSPML's balance sheet shows total assets of $2,244 million as of June 30, 2025, with long-term debt of $1,524 million, partially guaranteed by the Government of Canada.

13. DERIVATIVE INSTRUMENTS p. p. 33
13. DERIVATIVE INSTRUMENTS The Company enters into futures, forwards, swaps and option contracts as part of its risk management strategy to limit exposure to: - commodity price fluctuations related to the purchase and sale of commodities i...

AI summary The Company uses various derivative instruments as part of its risk management strategy to mitigate exposure to commodity price fluctuations, FX fluctuations, interest rate fluctuations, and share price fluctuations. Derivatives are accounted for under different approaches, including NPNS exemption, hedge accounting, regulatory accounting, and HFT treatment.

2026-2027 GRA OP-01 Attachment 4 Page 30 of 37 REDACTED (CONFIDENTIAL INFORMATION REMOVED) p. p. 33
2026-2027 GRA OP-01 Attachment 4 Page 30 of 37 REDACTED (CONFIDENTIAL INFORMATION REMOVED) As at December 31, 2024 millions of dollars Level 1 Level 2 Level 3 Total Assets Regulatory deferral: Commodity swaps and forwards $ 15 $ 3 $ - $ 18...

AI summary The document presents a financial summary of assets and liabilities related to commodity and foreign exchange derivatives as of December 31, 2024. It highlights significant amounts in regulatory deferral and HFT derivatives, with total assets at $166 million and total liabilities at $617 million, resulting in a net liability of $451 million. A note mentions the pending sale of NMGC and its classification as held for sale.

Asset Sales p. p. 53
Asset Sales • Target asset sales of up to 15% of our funding plan to accelerate deleveraging and strengthen the balance sheet 1

AI summary The document mentions a target of asset sales up to 15% of the funding plan to accelerate deleveraging and strengthen the balance sheet.

Credit Objectives: p. pp. 16-149
Credit Objectives: - Maintain our investment grade credit ratings - Maintain our target capital structure - Sustained cash flow-to-debt metrics > 12% - Sustained holdco debt-to-total debt < 40%

AI summary The credit objectives focus on maintaining investment-grade ratings, target capital structure, and sustained cash flow-to-debt metrics above 12%, along with holdco debt-to-total debt below 40%.

Reducing holding company leverage p. pp. 93-94
Reducing holding company leverage - Reduced Holdco debt to total debt by 3% - Pursuing asset sales with proceeds available to retire holding company debt

AI summary The document outlines efforts to reduce holding company leverage by decreasing Holdco debt to total debt by 3% and pursuing asset sales to retire holding company debt.

3. Supplemental Initiatives to Further Improve Financial Risk Profile p. p. 184
3. Supplemental Initiatives to Further Improve Financial Risk Profile - Reduced Holdco Debt / Total Debt by 40% since 2016, from 53% in 2016 to 38% at Q1 2024 - Asset sale proceeds to be used to further reduce Holdco

AI summary This section outlines efforts to improve financial risk profile by reducing Holdco debt, which has decreased from 53% in 2016 to 38% in Q1 2024. Proceeds from asset sales are expected to further reduce Holdco debt.

Section 1025 p. p. 190
1 Average rate base; 2 USD/CAD exchange rate for 2022 updated to reflect forecasted rate; 3 Capital structures that support the rate base include deferred tax liabilities (DTL), a zero cost-of-capital component of the capital structure in...

AI summary The text discusses rate base calculations, including deferred tax liabilities, capital structures, and investment values. It references specific figures and components such as USD/CAD exchange rates, capital lease investments, and equity investments in regulated pipeline projects.

Completed Strategic Initiatives p. p. 77
Completed Strategic Initiatives - 1 Closed $1.2B CAD Labrador Island Link transaction with proceeds used to reduce corporate debt and fund investments in our regulated utility businesses - 2 Replaced Holdco debt with $500M USD of hybrid no...

AI summary The document outlines completed strategic initiatives, including the closure of a major transaction, debt replacement, dividend growth rate adjustment, and the announcement of a sale agreement for a business unit, with proceeds used for debt reduction and investment.

CFO / Debt Forecasted 2024 Including Rating Agencies Adjustments p. p. 79
CFO / Debt Forecasted 2024 Including Rating Agencies Adjustments

AI summary This section discusses the CFO and debt forecast for 2024, incorporating adjustments from rating agencies. It includes financial figures and projections relevant to Nova Scotia Power Inc.'s financial planning and performance.

Section 1423 p. pp. 126-127
5-year capital plan to be provided at Emera's 2024 Investor Day 1 Average rate base; 2 USD/CAD exchange rate for 2022 updated to reflect forecasted rate; 3 Capital structures that support the rate base include deferred tax liabilities (DTL...

AI summary The text discusses the provision of a 5-year capital plan at Emera's 2024 Investor Day, including details on rate base calculations, capital structures, and deferred tax liabilities at various subsidiaries.

Consolidated Debt (in millions) p. pp. 39-40
Consolidated Debt (in millions) >40% Reduction to Floating Rate Exposure Material Reduction to Holding Company Debt Q4 2022 Q3 2024 Q3 2024 Proforma2

AI summary The document discusses a significant reduction in floating rate exposure and a material reduction in holding company debt, with figures presented for Q4 2022 and Q3 2024, including a proforma representation.

Debt refinancings (Millions in Local Currency) p. pp. 40-42
Debt refinancings (Millions in Local Currency) Minimal refinancing exposure to changing rates with manageable refinancing needs over the next 5 years Cost of debt expected to decrease modestly in 2025 driven by lower cost of short-term deb...

AI summary The text discusses Emera's debt refinancing strategy, noting a projected modest decrease in the cost of debt in 2025 due to lower short-term debt costs. The consolidated blended rate for 2025 is approximately 5%, and there is minimal refinancing exposure to changing rates with manageable needs over the next five years.

Clear Financial Objectives Drive Reliable Outcomes p. pp. 38-129
Clear Financial Objectives Drive Reliable Outcomes Deliver 7%-8% Rate Base CAGR Through 2029 Translate Rate Base Growth Into 5%-7% Annual Adjusted EPS 1 Growth Through 2027 2 2 3 Deliver Sustainable Annual Dividend Growth Of 1%-2% Achieve...

AI summary The document outlines financial objectives including a 7%-8% annual rate base growth through 2029, translating into 5%-7% adjusted EPS growth through 2027, sustainable dividend growth of 1%-2%, and a target payout ratio of ~80% by 2027. It also emphasizes achieving credit metrics on a sustainable basis.

Regulatory Arrangements p. pp. 56-82
Regulatory Arrangements In November 2024, the UARB approved the recovery of ~$158M of Maritime Link Costs for 2025, and an additional ~$42M of financing costs in relation to the $500M of additional Federally guaranteed debt

AI summary In November 2024, the UARB approved the recovery of approximately $158M in Maritime Link Costs for 2025 and an additional $42M in financing costs related to $500M of federally guaranteed debt.

Foreign Exchange Exposure p. pp. 90-91
Foreign Exchange Exposure As of September 30, 2024 Approximate % of USD Earnings Hedged Rate 2024 62% $1.34 2025 58% $1.36 2026 13% $1.35 Debt Detail As of September 30, 2024 TOTAL DEB T (SHORT TERM + LONG TERM ) Notional amount (in millio...

AI summary The document outlines foreign exchange exposure details, including the percentage of USD earnings hedged and exchange rates for 2024 to 2026. It also provides a breakdown of debt details, including notional amounts and percentages of total debt for variable and fixed rates at HoldCos and OpCos as of September 30, 2024.

Section 1809 p. p. 109
1 Capital structures that support the rate base include deferred tax liabilities (DTL), a zero cost-of-capital component of the capital structure in Florida; 2023 capital structures included DTLs of approx. US$1,300 million at Tampa Electr...

AI summary The text discusses capital structures supporting the rate base, including deferred tax liabilities (DTL) at Tampa Electric and Peoples Gas, and excludes fuel and storm cost deferrals. It also mentions the inclusion of net investment in capital leases and the updated USD/CAD exchange rate for 2024.

Section 1940 p. p. 154
1 Capital structures that support the rate base include deferred tax liabilities (DTL), a zero cost-of-capital component of the capital structure in Florida; 2023 capital structures included DTLs of approx. US$1,300 million at Tampa Electr...

AI summary The text discusses capital structures supporting the rate base, including deferred tax liabilities (DTL) at Tampa Electric and Peoples Gas, and notes exclusions such as fuel and storm cost deferrals. It also references exchange rates and investment values in regulated pipeline assets.

In 2025 on a hedge adjusted basis each change $0.01 change in FX is approximate $0.01 on adjusted EPS p. pp. 155-156
In 2025 on a hedge adjusted basis each change $0.01 change in FX is approximate $0.01 on adjusted EPS As of January 31, 2025 Approximate % of USD Earnings Hedged Rate 2025 62% $1.36 2026 27% $1.38 2027 13% $1.38 Debt Detail As of December...

AI summary The text outlines FX hedging percentages and rates for 2025, 2026, and 2027, as well as debt details as of December 31, 2024, including notional amounts and percentages of total debt for variable and fixed rate debt at HoldCos and OpCos.

Executive Summary p. pp. 160-161
Executive Summary Over the past year we have executed against our plan to improve our credit profile. Our actions have improved our FX normalized FFO adjusted leverage 1 ratio to 6.1x and reduced our proportion of holding company debt to a...

AI summary Over the past year, the company has improved its credit profile by reducing leverage and increasing exposure to premium regulatory jurisdictions. The company remains committed to maintaining its investment grade rating and has focused its portfolio on regulated utilities in Florida.

Regulated utility debt is p. pp. 168-191
Regulated utility debt is issued in accordance with regulated capital structures Equity raised to support investment through asset sales, ATM and DRIP, and hybrid bonds Corporate debt used to balance cash requirements while maintaining a r...

AI summary The document discusses regulated utility debt, emphasizing its issuance in accordance with regulated capital structures. Equity is raised through asset sales, ATM, DRIP, and hybrid bonds, while corporate debt is used to balance cash requirements, maintaining a holdco-to-total debt ratio below 35%.

82% of LTD and hybrids mature beyond 2027 p. pp. 14-192
82% of LTD and hybrids mature beyond 2027 Evaluating various 2026 refinancing scenarios to maintain 50% equity treatment of all hybrid securities while continuing to de-lever at the Holdco Refinancing activity will be in a US entity

AI summary The document discusses the maturation of 82% of LTD and hybrids beyond 2027, and evaluates 2026 refinancing scenarios to maintain 50% equity treatment of hybrid securities while continuing to de-lever at the Holdco Refinancing activity within a US entity.

11% variable rate debt across the portfolio 1 p. pp. 14-192
11% variable rate debt across the portfolio 1 Actions in 2024 to sell assets and raise equity significantly lowered exposure to variable rate debt Utilities have largely termed out their variable rate exposure and either have, or will have...

AI summary The document discusses the reduction in variable rate debt exposure by utilities through asset sales and equity raising in 2024. It notes that utilities have largely termed out their variable rate exposure and will incorporate interest expenses into rates by 2026. As of March 31, 2025, the exposure is at 11%.

FX NORMALIZED TRAILING 12 MONTHS FFO ADJUSTED LEVERAGE 1 + HOLDCO/TOTAL DEBT p. pp. 170-171
FX NORMALIZED TRAILING 12 MONTHS FFO ADJUSTED LEVERAGE 1 + HOLDCO/TOTAL DEBT FX normalized FFO adjusted leverage - ✓ Sale of LIL 2 investment delivered $1.2B of proceeds 3 for Holdco deleveraging - ✓ Raised $0.9B of common equity content 4...

AI summary The document outlines various financial actions taken to manage leverage and debt, including the sale of an investment, raising equity, securitization of fuel costs, and revenue collection. These actions aim to deleverage Holdco and manage financial obligations related to storms and new revenue streams.

FX NORMALIZED FFO ADJUSTED LEVERAGE 1 TRANSITION p. pp. 171-172
FX NORMALIZED FFO ADJUSTED LEVERAGE 1 TRANSITION $185M USD of new base revenues at TEC , partially offset by rate base investment $700M USD of proceeds from NMGC sale used to retire Holdco debt $500M of thermal asset securitization reduces...

AI summary The text discusses financial strategies involving new base revenues, proceeds from the sale of NMGC, and thermal asset securitization, all aimed at strengthening credit metrics and supporting an investment grade rating.

FAM Securitization p. p. 187
FAM Securitization Sold $117M of deferred costs to the Provincial Government in Q2 2024 and used the proceeds to reduce consolidated debt Securitized a further $500M of deferred fuel costs via a second federal loan guarantee and used the p...

AI summary The entity sold $117M of deferred costs to the Provincial Government in Q2 2024 and used the proceeds to reduce consolidated debt. A further $500M of deferred fuel costs was securitized via a second federal loan guarantee, also used to reduce consolidated debt.

FX NORMALIZED TRAILING 12 MONTHS CFO PRE-WC / DEBT 1 + HOLDCO / TOTAL DEBT p. pp. 192-193
FX NORMALIZED TRAILING 12 MONTHS CFO PRE-WC / DEBT 1 + HOLDCO / TOTAL DEBT - ✓ Sale of LIL 2 investment delivered $1.2B of proceeds 3 for Holdco deleveraging - ✓ Raised $0.9B of common equity content 4 - ✓ Securitized $617M of NSPI fuel co...

AI summary The text outlines financial activities and strategies related to debt management, including the sale of an investment, equity raises, securitization of fuel costs, and revenue collection from various projects. These actions are aimed at deleveraging and financial stability.

FX NORMALIZED CFO PRE-WC / DEBT 1 TRANSITION p. pp. 193-194
FX NORMALIZED CFO PRE-WC / DEBT 1 TRANSITION $185M USD of new base revenues at TEC , partially offset by rate base investment $700M USD of proceeds from NMGC sale used to retire Holdco debt $500M of thermal asset securitization reduces con...

AI summary The document discusses financial strategies including $185M USD in new base revenues at TEC, $700M USD from the NMGC sale to retire debt, and $500M from thermal asset securitization, which are expected to strengthen credit metrics and support the investment grade rating.

Executive Summary p. pp. 4-5
Executive Summary Over the past year we have executed against our plan to improve our credit profile. Our actions have improved our FX normalized FFO / debt 1 ratio to 11.3% and reduced our proportion of holding company debt to approximate...

AI summary The company has improved its credit profile through actions that increased its FX normalized FFO/debt ratio to 11.3% and reduced holding company debt to 34%. It has also derisked the recovery of regulatory assets and remains committed to maintaining an investment grade rating. The improved financial risk profile is supported by a focus on premium regulatory jurisdictions, particularly in Florida.

FAM Securitization p. p. 9
FAM Securitization Sold $117M of deferred costs to the Provincial Government in Q2 2024 and used the proceeds to reduce consolidated debt Securitized a further $500M of deferred fuel costs via a second federal loan guarantee and used the p...

AI summary The document outlines the securitization of deferred costs, including the sale of $117M in Q2 2024 and an additional $500M of deferred fuel costs through a federal loan guarantee, both used to reduce consolidated debt.

Funding Plan Supports Investment Grade Credit Ratings p. pp. 12-13
Funding Plan Supports Investment Grade Credit Ratings Reinvested cash flow is our primary source of funding Regulated utility debt is issued in accordance with regulated capital structures Equity raised to support investment through asset...

AI summary The funding plan relies on reinvested cash flow and regulated utility debt, with equity raised through asset sales, ATM, DRIP, and hybrid bonds to support investment. The plan maintains a holdco-to-total debt ratio below 35% to balance cash requirements.

FX NORMALIZED TRAILING 12 MONTHS FFO / DEBT 1 + HOLDCO / TOTAL DEBT p. pp. 14-15
FX NORMALIZED TRAILING 12 MONTHS FFO / DEBT 1 + HOLDCO / TOTAL DEBT - ✓ Sale of LIL 3 investment delivered $1.2B of proceeds 4 for Holdco deleveraging - ✓ Raised $0.9B of common equity content 5 - ✓ Securitized $617M of NSPI fuel costs, an...

AI summary The text outlines financial activities and strategies related to debt management, including the sale of the Labrador Island Link investment, equity raises, securitization of fuel costs, and revenue collection from Tampa Electric and New Mexico Gas. These actions aim to deleverage Holdco and manage financial obligations from storms.

FX NORMALIZED FFO / DEBT1,2 TRANSITION p. pp. 15-16
FX NORMALIZED FFO / DEBT1,2 TRANSITION $185M USD of new base revenues at TEC , partially offset by rate base investment $700M USD of proceeds from NMGC sale used to retire Holdco debt $500M of thermal asset securitization reduces consolida...

AI summary The document outlines financial transitions involving $185M USD in new base revenues at TEC, $700M USD from the NMGC sale used to retire debt, and $500M from thermal asset securitization, which are expected to strengthen credit metrics and support the investment grade rating.

FX Normalized Credit Metric Reconciliation p. pp. 23-24
FX Normalized Credit Metric Reconciliation FX NORMALIZED FFO / DEBT RECONCILIATION 2020 2021 2022 2023 Q1 2024 LTM Q2 2024 LTM Q3 2024 LTM Q4 2024 LTM Q1 2025 LTM Normalized FFO 1,661 1,611 1,790 1,813 1,803 1,818 1,872 1,943 2,160 Debt 15...

AI summary The document presents a reconciliation of FX normalized FFO (Fund From Operations) and debt metrics across various years and quarters, showing trends in normalized FFO, debt levels, FX normalization adjustments, and the resulting FFO/debt ratios. It also includes FX rate data and balance sheet rates for the same periods.

Equity p. p. 46
Equity ~$400M per year on average through DRIP and ATM programs 1

AI summary The text mentions an average of ~$400M per year generated through DRIP and ATM programs, highlighting their financial impact.

OUTLOOK p. p. 85
OUTLOOK Note: Proforma adjustment assumes the successful completion of the $1.3B USD (~$750M USD net) NMGC disposition in 2025 Represents range based on expected business performance Note: ON = Outlook Negative OS = Outlook Stable 1. Credi...

AI summary The outlook section discusses the financial implications of the NMGC disposition and provides a range based on expected business performance. It also notes a credit rating downgrade threshold.

Regulatory Arrangements p. pp. 100-101
Regulatory Arrangements In November 2024, the UARB approved the recovery of ~$158M of Maritime Link Costs for 2025, and an additional ~$42M of financing costs in relation to the $500M of additional Federally guaranteed debt Note: All figur...

AI summary In November 2024, the UARB approved the recovery of approximately $158M in Maritime Link Costs for 2025 and an additional $42M in financing costs related to $500M of federally guaranteed debt.

Financial Performance p. p. 117
Financial Performance - Growing cash flow profile supported by strong customer growth and tax benefits in support of energy storage investments - Adjusted cash flow to debt of 10%+ and EBIT coverage ratio of 1.6x+ throughout 2023-2025 fore...

AI summary The financial performance section highlights strong cash flow supported by customer growth and tax benefits for energy storage investments. It includes a forecast of adjusted cash flow to debt of 10%+ and EBIT coverage of 1.6x+ through 2025, with a 1.8% base rate increase starting in 2023, while noting regulatory constraints on capital structure.

Numbers in CAD MM p. p. 140
Numbers in CAD MM Financial/Regulatory Metrics 2020A 2021A 2022A 2023A Q3 2024 LTM 2024F 2025F 2026F Earnings 125 141 131 141 129 163 160 210 Regulated Equity (average) 39% 37% 36% 35% 36% 37% 37% 37% Regulated ROE achieved 7.88% 9.08% 8.6...

AI summary The document presents financial and regulatory metrics for a utility company over several years, showing earnings, regulated equity, return on equity (ROE), and credit metrics such as EBIT gross margin coverage, debt in capital structure, and adjusted cash flow from operations. Adjustments are made for non-cash GHG emissions accruals related to Nova Scotia's Cap-and-Trade program.

2024 Board and Committee membership Attendance Total p. p. 165
2024 Board and Committee membership Attendance Total • Board 9 of 9 100% • Health, Safety and Environment Committee (Chair) 3 of 3 100% • Management Resources and Compensation Committee 5 of 5 100% Total Attendance 17 of 17 100% Total comp...

AI summary The document outlines the 2024 attendance rates for various boards and committees, along with total compensation, DSU awards, and holdings of Emera Securities. All committees and the board achieved 100% attendance. Total compensation for 2024 was $320,500, with no additional compensation. DSUs awarded and held increased significantly in 2024, and the value of shares and DSUs held by Mr. Bertram exceeded the ownership guideline.

Ms. Loewen's deep financial and governance expertise are valuable assets for the Emera Board. p. p. 169
Ms. Loewen's deep financial and governance expertise are valuable assets for the Emera Board. 2024 Board and Committee membership Attendance Total • Board 9 of 9 100% • Audit Committee 5 of 5 100% • Health, Safety and Environment Committee...

AI summary The text discusses Ms. Loewen's financial and governance expertise, her attendance on various boards and committees in 2024, her total compensation, and the DSUs awarded and held. It also outlines the share ownership guideline for Emera directors.

ACTIVITIES OF THE AUDIT COMMITTEE IN 2024 p. p. 194
ACTIVITIES OF THE AUDIT COMMITTEE IN 2024 The Audit Committee met five (5) times in 2024. In accordance with its mandate as set out in the Audit Committee Charter, the Audit Committee performed the following key functions in 2024: - 1. Rev...

AI summary The Audit Committee met five times in 2024 and performed various functions including reviewing accounting and disclosure issues, credit and market price risk reports, tax reports, compliance reports, and financial statements. They also evaluated the performance of the Chief Financial Officer and external auditors, and approved updates to internal audit policies and fees for EY.

The following table shows the changes to accumulated value from January 1, 2024 to December 31, 2024 for the NEOs who participated in the Pension Plan on a defined contribution basis. p. p. 40
The following table shows the changes to accumulated value from January 1, 2024 to December 31, 2024 for the NEOs who participated in the Pension Plan on a defined contribution basis. Name Accumulated value at start of year ($) Compensator...

AI summary The table outlines the changes in accumulated value for Named Executive Officers (NEOs) in the Pension Plan on a defined contribution basis from January 1, 2024, to December 31, 2024, including both compensatory and non-compensatory changes.

The table below identifies how much of the short-term incentive for 2024 that each NEO elected to allocate to DSUs: p. p. 40
The table below identifies how much of the short-term incentive for 2024 that each NEO elected to allocate to DSUs: Name Percentage of 2024 annual incentive elected to deferred share units (%) Dollar amount of 2024 annual incentive elected...

AI summary The table outlines the allocation of short-term incentives for 2024 by each Named Executive Officer (NEO) to Deferred Share Units (DSUs), including the percentage and dollar amount elected by each individual.

Scott Balfour p. p. 40
Scott Balfour Resignation All unvested PSUs, RSUs and stock options are forfeited. Terminated for cause All unvested PSUs, RSUs and stock options are forfeited. Terminated without cause Entitled to a lump sum equal to 24 months' compensati...

AI summary This section outlines the terms and conditions for Scott Balfour's resignation, termination, change of control, and retirement, including the handling of unvested PSUs, RSUs, and stock options under different scenarios.

N-152026-2027 GRA OR 01-08 - Redacted 1 passage
10 11
10 11 2024 Compliance ($) 2024 Actual ($) 2025 Forecast ($) 2026 GRA ($) 2027 GRA ($) Write-offs 7,020,166 7,065,126 5,679,110 5,792,692 Recoveries (2,637,532) (1,852,485) (1,553,956) (1,585,035) Commissions 457,642 167,325 1,036,855 1,057...

AI summary The document presents financial data for 2024 and forecasts for subsequent years, including write-offs, recoveries, commissions, and net debt. It also outlines the FAM mechanism for returning earnings above approved ranges to customers and references deferred cost recovery mechanisms in GRA Direct Evidence Section 8. Additionally, it notes the absence of material natural gas resale contracts over the last two years.

N-162026-2027 GRA RB 01-16 - Redacted 1 passage
2026-2027 Financial Outlook
2026-2027 Financial Outlook 1 (1) (2) (3) (4) (5) (6) (7) 2 Compliance Rates 2024 Actual 2024 Present Rates 2025 Present Rates 2026 Present Rates 2027 Proposed Rates 2026 Proposed Rates 2027 3 4 Net Regulated Plant in Service $4,455.8 $4,6...

AI summary The 2026-2027 Financial Outlook presents a table with various financial metrics, including Net Regulated Plant in Service, Net Utility Fixed Assets, Deferred Charges & Credits, and the Regulated Rate Base. It also includes details on the Weighted Average Cost of Capital and Total Revenue Requirement for different years.

N-22NSPI (Cleary) RIR 1-11 - Redacted 66 passages
CONFIDENTIAL (Attachment Only) p. p. 4
CONFIDENTIAL (Attachment Only) 1 Request IR-1: 2 3 References: 4 5 On page 69 (lines 1-2) of the NS Power General Rate (GRA) Application, NS Power: 6 7 8 9 forecasts that the S&P and DBRS metrics would deteriorate and be below the minimum...

AI summary The document requests detailed source data and workpapers from NS Power regarding its financial forecasts, particularly concerning the deterioration of credit metrics below a 10% cash flow to debt threshold by 2027. NS Power refers to Confidential Attachment 1 for its calculations related to credit metrics for 2025-2027.

Downside scenario p. p. 4
Downside scenario Because NSPI is core to Emera, there will be no change to our rating on NSPI unless we lower the group credit profile(GCP) on Emera. We could take a negative rating action if Emera does not achieve a funds from operations...

AI summary In the downside scenario, NSPI's credit rating will remain unchanged unless Emera's group credit profile is lowered. A negative rating action could occur if Emera fails to achieve a 13% FFO-to-debt ratio by 2019, potentially due to lower cash flow and lack of credit-supportive actions.

Our Base-Case Scenario p. pp. 4-5
Our Base-Case Scenario Assumptions Key Metrics • Stable economic conditions in the service territory, with a modest increase in the customer base • Continued use of regulatory cost recovery mechanisms. The utility will not experience any a...

AI summary The base-case scenario assumes stable economic conditions, continued use of regulatory cost recovery mechanisms, and stable capital structure for NSPI. Key metrics include FFO/total debt and debt/debt and equity ratios over several years.

Principal Liquidity Sources Principal Liquidity Uses p. p. 7
Principal Liquidity Sources Principal Liquidity Uses • FFO of C$350 million-C$400 million over the next 12 months • Available credit facility of about C$342 million over the next 12 months • Capital spending of C$350-C$400 million over the...

AI summary The document outlines Nova Scotia Power's principal liquidity sources, including FFO and credit facilities, and liquidity uses such as capital spending, dividends, and working capital outflows. It also mentions other credit considerations.

Issue Ratings Subordination Risk Analysis p. p. 8
Issue Ratings Subordination Risk Analysis Capital structure Analytical conclusions NSPI's capital structure consist of about $2.3 billion of unsecured debt and all the debt is at the NSPI level. NSPI issues its debt at the same company and...

AI summary The analysis discusses NSPI's capital structure, which consists of approximately $2.3 billion in unsecured debt at the NSPI level. The debt is rated 'BBB+' with no notching due to the lack of subordination, aligning with the company's long-term corporate credit rating.

Credit Highlights p. p. 12
Credit Highlights Overview Key Strengths Key Risks Nova Scotia Power Inc. (NSPI) is a low-risk, vertically integrated regulated electric utility with no exposure to non-utility operations. High reliance on riskier coal-based generation. Ge...

AI summary Nova Scotia Power Inc. (NSPI) is a low-risk, vertically integrated regulated electric utility with a credit-supportive regulatory framework. However, it faces risks such as high reliance on coal-based generation and limited financial cushion. NSPI has sufficient liquidity sources, including a C$600 million credit facility and a commercial paper program, to cover its needs over the next 6-12 months.

Upside scenario p. p. 12
Upside scenario Although unlikely, we could raise our ratings on NSPI over our outlook period if we raise our rating on Emera and if, at the same time, NSPI's FFO to debt is consistently above 15%.

AI summary The upside scenario suggests that NSPI's credit ratings could be upgraded if Emera's ratings are also upgraded and NSPI's FFO to debt ratio remains consistently above 15% over the outlook period.

Our Base-Case Scenario p. pp. 12-14
Our Base-Case Scenario Assumptions Key Metrics • No material persistent impact from the COVID-19 pandemic; • Stable regulatory regime in Nova Scotia with no material adverse regulatory decisions; 2019a 2020e 2021f FFO to debt (%) 13.4 13-1...

AI summary The base-case scenario assumes no material impact from the pandemic, stable regulation in Nova Scotia, and a 1.5% annual base rate increase from 2020 to 2022. Capital spending and dividend payments are estimated at around C$350 million and C$175 million annually, with commodity costs passed through to customers.

Table 1 p. pp. 14-15
Table 1 Industry Sector: Electric Nova Scotia Power Inc. Maritime Electric Co. Ltd. Tucson Electric Power Co. Hawaiian Electric Industries Inc. Inc. Ltd. Co. Industries Inc. Ratings as of April 6, 2020 BBB+/Stable/(A-2) BBB+/Stable/ A-/Neg...

AI summary The document presents a financial comparison of Nova Scotia Power Inc. and other electric utility companies, including metrics such as revenue, EBITDA, interest coverage, and debt ratios. The table highlights Nova Scotia Power's financial position relative to its peers, with a focus on key financial indicators and risk assessments.

Preamble p. pp. 15-159
We assess NSPI's financial risk profile using our medial volatility financial benchmark tables rather than the financial benchmarks we use for a typical corporate issuer, which reflects the company's lower-risk regulated utility operations...

AI summary The document evaluates NSPI's financial risk profile using a specialized benchmark due to its regulated utility operations and large capital program. It forecasts FFO to debt at 13% for 2020 and 2021 under a base-case scenario, which includes capital spending and dividend payments. A negative rating modifier is applied due to low FFO to debt ratios.

Table 2 p. pp. 15-16
Table 2 Nova Scotia Power Inc Financial Summary Industry Sector: Electric Fiscal year ended Dec. 31 2019 2018 2017 2016 2015 (Mil. C$) Revenue 1,430.0 1,440.0 1,338.0 1,356.0 1,417.3 EBITDA 513.0 549.8 554.2 510.3 549.0 Funds from operatio...

AI summary Table 2 presents a financial summary of Nova Scotia Power Inc. over the fiscal years 2015 to 2019, highlighting key financial metrics such as revenue, EBITDA, funds from operations, and debt. The summary indicates that liquidity is deemed adequate.

Principal Liquidity Sources Principal Liquidity Uses p. p. 16
Principal Liquidity Sources Principal Liquidity Uses • • Credit facility availability of about C$600 million as Debt maturities of C$300 million, including of Dec. 31, 2019; and outstanding commercial paper; 2026-2027 GRA Cleary IR-1 Attac...

AI summary The text outlines principal liquidity sources and uses for a company, mentioning a credit facility of about C$600 million and debt maturities of C$300 million, including outstanding commercial paper.

Debt maturities p. pp. 16-28
Debt maturities • NSPI does not have any long-term debt maturities over the next five years.

AI summary NSPI does not have any long-term debt maturities over the next five years, indicating a stable financial position in terms of debt obligations.

Fiscal year ended Dec. 31, 2019 p. p. 18
Fiscal year ended Dec. 31, 2019 Nova Scotia Power Inc. reported amounts Debt EBITDA Operating income Interest expense S&P Global Ratings' adjusted EBITDA Cash flow from operations Capital expenditure 2,666.0 503.0 272.0 143.0 513.0 172.0 3...

AI summary The document presents financial data for Nova Scotia Power Inc. for the fiscal year ended December 31, 2019, including debt, EBITDA, operating income, interest expense, and capital expenditures. It also includes adjustments made by S&P Global Ratings, such as cash taxes paid, operating leases, and asset retirement obligations.

Credit Highlights p. p. 23
Credit Highlights Overview Key strengths Key risks Low-risk, vertically integrated regulated electric utility with no exposure to nonutility operations. High reliance on riskier coal-based generation. Generally credit-supportive regulatory...

AI summary Nova Scotia Power (NSPI) is a low-risk, vertically integrated utility with a credit-supportive regulatory framework, but faces challenges due to reliance on coal-based generation and financial metrics at the lower end of the risk profile. The fuel stability plan covers only the fuel component, with base rates increasing by 1.5% annually through 2022, and regulatory lag may occur if variances arise. NSPI is expected to file for new base rates for the nonfuel component by 2023, which could alleviate financial pressure.

Financial Risk: Significant p. p. 26
Financial Risk: Significant We assess NSPI's financial risk profile using our medial volatility financial benchmark tables rather than the financial benchmarks we use for a typical corporate issuer, which reflects the company's lower-risk...

AI summary NSPI's financial risk is significant due to lower-than-expected FFO to debt in 2020, driven by a warmer winter and pandemic impacts. The fuel stability plan and large capital program are expected to pressure credit metrics through 2022. A new base rate filing is anticipated in 2023.

2026-2027 GRA Cleary IR-1 Attachment 4 Page 6 of 12 REDACTED (CONFIDENTIAL INFORMATION REMOVED) p. p. 26
2026-2027 GRA Cleary IR-1 Attachment 4 Page 6 of 12 REDACTED (CONFIDENTIAL INFORMATION REMOVED) Nova Scotia Power Inc. capital structure, we forecast NSPI's FFO to debt at about 12%-13% for 2021 and 2022. NSPI's financial measures include...

AI summary The document discusses Nova Scotia Power Inc.'s (NSPI) capital structure, forecasting FFO to debt at 12%-13% for 2021 and 2022. A negative comparable rating analysis modifier was assigned due to NSPI's financial measures being at the low end of the financial risk category.

Table 3 p. p. 26
Table 3 Nova Scotia Power Inc Financial Summary Industry sector: electric Fiscal year ended Dec. 31 2020 2019 2018 2017 2016 (Mil. C$) Revenue 1,494.0 1,430.0 1,440.0 1,338.0 1,356.0 EBITDA 529.0 513.0 549.8 554.2 510.3 FFO 380.2 381.4 408...

AI summary Table 3 presents a financial summary of Nova Scotia Power Inc. over the years 2016 to 2020, including revenue, EBITDA, FFO, interest expenses, capital expenditures, and various financial ratios. The data shows trends in financial performance and debt levels.

Nova Scotia Power Inc. reported amounts (mil. C$) p. pp. 26-28
Nova Scotia Power Inc. reported amounts (mil. C$) Debt EBITDA Operating income Interest expense S&P Global Ratings' adjusted EBITDA Cash flow from operations Capital expenditure 2,942.0 517.0 275.0 140.0 529.0 325.0 319.0 S&P Global Rating...

AI summary The document presents financial data for Nova Scotia Power Inc., including debt, EBITDA, operating income, and capital expenditures. Adjustments by S&P Global Ratings are outlined, affecting cash flow and other financial metrics. The section concludes with a statement of adequate liquidity.

Principal liquidity sources Principal liquidity uses p. p. 28
Principal liquidity sources Principal liquidity uses • • Credit facility availability of about C$590 million as Debt maturities of C$290 million, including of Dec. 31, 2020; and outstanding commercial paper; and • • Cash FFO of about C$315...

AI summary The document outlines the principal liquidity sources and uses for the period ending Dec. 31, 2020, highlighting credit facility availability and cash FFO, alongside liquidity uses such as debt maturities and capital spending.

Financial Risk p. p. 34
Financial Risk We assess NSPI's financial risk profile using our medial volatility financial benchmark tables rather than the financial benchmarks we use for a typical corporate issuer, which reflects the company's lower-risk regulated uti...

AI summary The document assesses NSPI's financial risk profile, noting its lower-risk regulated utility operations and effective management of regulatory risk. It highlights a proposed rate application with average base rate increases and the use of a Fuel Adjustment Mechanism. NSPI's large capital program and reliance on external financing are also discussed, along with projected FFO to debt ratios.

Debt maturities p. p. 34
Debt maturities • 2025: $125 million; and • 2026: $40 million.

AI summary The document outlines debt maturities for the years 2025 and 2026, with amounts of $125 million and $40 million, respectively.

Reconciliation Of Nova Scotia Power Inc. Reported Amounts With S&P Global Adjusted Amounts (Mil. C$) p. p. 34
Reconciliation Of Nova Scotia Power Inc. Reported Amounts With S&P Global Adjusted Amounts (Mil. C$) Shareholder Operating Interest S&PGR adjusted Operating Capital Debt Equity Revenue EBITDA income expense EBITDA cash flow Dividends expen...

AI summary This section reconciles Nova Scotia Power Inc.'s reported financial figures with those adjusted by S&P Global Ratings, highlighting differences in debt, equity, operating income, and capital expenditures. Adjustments include items like cash taxes, lease liabilities, and asset-retirement obligations, resulting in a total adjustment of 146 million C$.

Principal liquidity uses p. p. 34
Principal liquidity uses - No debt maturities within the next 12 months; - C$377 million of drawn outstanding commercial paper; and - Maintenance capital spending of about C$420 million over the next 12 months.

AI summary The principal liquidity uses include C$377 million in drawn outstanding commercial paper and approximately C$420 million in maintenance capital spending over the next 12 months, with no debt maturities expected within that period.

Rating Action Rationale p. p. 44
restoration costs, demonstrating the company's exposure to physical risks. Additionally, NSPI relies on high-cost coal-based generation (about 44%), which increases its exposure to environmental risk. We assess NSPI's financial risk profil...

AI summary S&P Global Ratings assesses NSPI's financial risk profile as aggressive due to high-cost coal-based generation and rate increases. The NSUARB's rate order allows NSPI to raise electricity rates annually. Emera's reduced capital investment in NSPI weakens long-term support but does not change its strategic importance.

Liquidity p. p. 44
Liquidity We assess NSPI's liquidity as adequate and anticipate its sources of cash will be 1.1x its uses over the coming 12 months. Furthermore, we project its net sources will remain positive even if its forecast consolidated EBITDA decl...

AI summary The analysis affirms that NSPI has adequate liquidity, with cash sources projected to exceed uses by 1.1x over the next 12 months. Even with a 10% decline in EBITDA, net sources are expected to remain positive, supported by a stable regulatory framework, committed credit facilities, and strong banking relationships. The company is expected to manage its 2025 debt maturity proactively.

Principal liquidity uses: p. p. 44
Principal liquidity uses: - Assumed maintenance capital spending of about C$375 million; - Debt maturities, including outstanding commercial paper, of about C$108 million; and - Dividend payments of about C$80 million.

AI summary The principal liquidity uses include maintenance capital spending of approximately C$375 million, debt maturities of about C$108 million, and dividend payments of roughly C$80 million.

January 28, 2025 p. p. 56
January 28, 2025 What's new: Nova Scotia Power Inc. (NSPI) recently received a Canadian federal loan guarantee to securitize C$500 million of current and future fuel balances at NSPI; the company used proceeds toward reducing debt at NSPI....

AI summary Nova Scotia Power Inc. (NSPI) received a C$500 million loan guarantee from the Canadian federal government to securitize deferred fuel costs, helping reduce debt and regulatory lag. This, along with provincial support, is expected to improve NSPI's credit measures and reduce rate impacts on customers. S&P Global Ratings revised Emera Inc.'s outlook to stable from negative due to these developments and other initiatives.

Nova Scotia Power Inc. Forecast summary p. p. 56
Nova Scotia Power Inc. Forecast summary Period ending Dec-31-2020 Dec-31-2021 Dec-31-2022 Dec-31-2023 Dec-31-2024 Dec-31-2025 Dec-31-2026 (Mil. CAD) 2020a 2021a 2022a 2023a 2024e 2025f 2026f Adjusted ratios Debt/EBITDA (x) 6.0 5.9 7.2 7.0...

AI summary The financial summary presents Nova Scotia Power Inc.'s forecasted adjusted ratios for various periods, including debt/EBITDA, FFO/debt, and FFO cash interest coverage, showing projected trends from 2020 to 2026.

Nova Scotia Power Inc. Financial Summary p. p. 56
Nova Scotia Power Inc. Financial Summary Period ending Dec-31-2018 Dec-31-2019 Dec-31-2020 Dec-31-2021 Dec-31-2022 Dec-31-2023 Reporting period 2018a 2019a 2020a 2021a 2022a 2023a Display currency (mil.) C$ C$ C$ C$ C$ C$ Revenues 1,440 1,...

AI summary This financial summary presents Nova Scotia Power Inc.'s financial metrics from 2018 to 2023, including revenues, EBITDA, FFO, capital expenditures, and debt levels. The data highlights trends in financial performance, including fluctuations in operating cash flow and increasing debt.

Rating Update (CONTINUED) p. p. 63
Rating Update (CONTINUED) mechanism. Fuel costs are also subject to an independent audit by the NSUARB that could potentially disallow a portion of the fuel-related costs. The Company's BRA also reflects the challenges associated with NSPI...

AI summary The rating update discusses NSPI's challenges with high electricity rates, potential cost recovery issues, and compliance with federal coal phase-out plans. It also notes that operating cash flow supports capex and that NSPI will manage dividends to maintain its debt-to-capital ratio within regulatory limits.

Financial Profile p. pp. 63-86
Financial Profile 9 mos. September 30 12 mos. September 30 For the year ended December 31 (CAD millions) 2017 2016 2017 2016 2015 2014 2013 Net income before non-recurring items 106 96 140 130 139 133 134 Depreciation & amortization 160 15...

AI summary The financial profile presents key financial metrics for the period, including net income, depreciation, cash flow, capital expenditures, free cash flow, and total debt. It highlights trends in financial performance and capital structure over several years.

Summary p. pp. 63-86
Summary - NSPI's key credit metrics remained reasonable for the current rating. - Operating cash flow saw a modest increase in 9M 2017 versus 9M 2016, as the Company benefited from higher earnings. - NSPI's capex during 9M 2017 was higher...

AI summary NSPI's credit metrics remained reasonable, with increased operating cash flow and higher capex in 9M 2017 due to IT and transmission projects. The company manages its dividend payout to maintain its regulatory capital structure and debt-to-capital ratio within the current rating range.

Liquidity p. pp. 63-125
Liquidity (CAD Million – As at September 30, 2017) Amount Drawn Available Cash & Cash equivalents 0 0 0 Committed Revolving Facilities 600 258 342 Total 600 258 342 - DBRS deems the Company's liquidity position to be adequate with sufficie...

AI summary The document discusses the company's liquidity position as of September 30, 2017, noting that DBRS considers it adequate with sufficient headroom under its committed revolving credit facility to support operating requirements.

Section 266 p. p. 63
- As at September 30, 2017, the Company had a Credit Facility of $600 million, of which $342 million was available. - The Credit Facility is used to back stop the Company's $500 million commercial paper program and to partially fund its wo...

AI summary NSPI amended its Credit Facility in June 2017, extending its maturity and adjusting the debt-to-capital ratio. As of September 30, 2017, the Credit Facility had a remaining available amount of $342 million and was used to support the company's commercial paper program and capex requirements.

Long-term Debt Maturities p. p. 63
Long-term Debt Maturities (CAD Million – As at September 30, 2017) 2017 2018 2019 2020 2021 Thereafter Total Total Long-term Debt - - 95 - 257 1,965 2,317 % of Total 0% 0% 4% 0% 11% 85% 100% Summary of Debt

AI summary The table outlines the long-term debt maturities of the entity as of September 30, 2017, showing that the majority of the debt (85%) is due thereafter, with smaller portions maturing in 2019 and 2021.

Regulatory Environment Assessment p. pp. 63-86
Regulatory Environment Assessment Criteria 1. Deemed Equity Ratio Score Excellent Good Satisfactory Below Average Poor Analysis NSPI's target regulated ROE is based on an actual five-quarter average regulated common equity component of up...

AI summary The document assesses the regulatory environment, focusing on NSPI's financial metrics such as return on equity, coverage ratios, and profitability. It highlights the target regulated ROE based on a five-quarter average and provides detailed financial data, including cash flow, dividend payout ratios, and EBITDA margins.

Section 293 p. p. 74
mix when the Muskrat Falls project starts producing full power (expected in early 2020). NSPI expects to recover prudently incurred costs associated with the program through the regulatory framework. NSPI's business risk assessment (BRA) o...

AI summary NSPI expects to recover costs through the regulatory framework, citing a low business risk assessment. Fuel costs are subject to audit by NSUARB, and NSPI's high electricity rates may hinder timely cost recovery. NSPI plans to maintain its debt-to-capital ratio within regulatory limits through flexible dividend policies.

Section 313 p. p. 74
- As at September 30, 2018, the Company had a Credit Facility of $600 million, of which $217 million was available. - The Credit Facility is used to back stop the Company's $500 million commercial paper program and to partially fund its wo...

AI summary NSPI amended its Credit Facility in October 2018, extending its maturity from October 2021 to October 2023. The facility, worth $600 million, backs the company's $500 million commercial paper program and supports working capital and capex needs. As of September 30, 2018, $217 million of the facility was available and the company was in compliance with debt covenants.

Long-term Debt Maturities p. p. 74
Long-term Debt Maturities (CAD Million – As at September 30, 2018) 2018 2019 2020 2021 2022 Thereafter Total Total Long-term Debt - 95 - 382 - 1,965 2,442 % of Total 0% 4% 0% 16% 0% 80% 100% Summary of Debt

AI summary The table outlines the long-term debt maturities for the entity as of September 30, 2018, showing the distribution of debt across different years and the percentage of total debt for each year, with the majority of debt maturing thereafter.

Section 339 p. p. 86
llenges associated with its high electricity rates, which could make it increasingly challenging to fully pass costs onto the ratepayers in a timely manner if costs rise more quickly than anticipated. In June 2019, NSPI filed a new three-y...

AI summary NSPI filed a three-year fuel stability plan in 2019, seeking an average annual fuel rate increase of 1.9%. The company expects to recover emission allowance costs under the Province's carbon cap-and-trade program, which took effect in 2019. The Equivalency Agreement with the federal government allows NSPI to comply with federal emission regulations through 2029. DBRS Morningstar expects NSPI to maintain adequate cash flow and a flexible dividend policy.

Financial Information p. p. 86
Financial Information 9 months September 30 12 months September 30 For the year ended December 31 (CAD millions) 2019 2018 2019 2018 2017 2016 2015 2014 Cash flow/Total debt 14.2% 15.5% 14.3% 14.8% 14.3% 14.6% 13.0% 13.5% Total debt in cap...

AI summary The financial information presents key metrics such as cash flow, total debt, EBIT interest coverage, and net income for Nova Scotia Power Inc. (NSPI) over several years, highlighting trends in financial performance and capital structure.

Outlook p. p. 86
Outlook - DBRS Morningstar expects OCF to grow modestly because of rate-base growth and to be sufficient to cover capex requirements. - Total debt is expected to increase because of rate-base growth, but remain in line with regulatory para...

AI summary DBRS Morningstar anticipates modest growth in OCF due to rate-base growth, sufficient to cover capex needs. Total debt is expected to rise but stay within regulatory limits. NSPI is in a tax dispute with CRA, having prepaid $22.7 million of a $62.3 million dispute. DBRS expects Emera to support NSPI financially if needed.

Section 359 p. p. 86
- As at September 30, 2019, NSPI had a Credit Facility of $600 million, $330 million of which was available. The Credit Facility matures in October 2024. - The Credit Facility is used to backstop the Company's $500 million CP program and t...

AI summary NSPI has a Credit Facility of $600 million, with $330 million available as of September 30, 2019. The facility matures in October 2024 and is used to backstop the Company's $500 million CP program and partially fund working capital and capex. The facility is subject to a debt-to-capital ratio covenant, which NSPI is compliant with.

Financial Information p. pp. 86-159
Financial Information 12 mos. ended September 30 For the year ended December 31 2020 2019 2018 2017 2016 2015 Cash flow/Total debt (%)1 13.9 14.4 14.8 14.3 14.5 13.0 Total debt in capital structure (%)1, 2 62.9 62.4 65.4 64.9 62.7 63.6 EBI...

AI summary The financial information table presents key metrics for the 12 months ended September 30 and the year ended December 31 for various years, including cash flow to total debt, total debt in the capital structure, and EBIT gross interest coverage, adjusted for operating leases.

Financial Profile p. pp. 86-143
Financial Profile 12 mos. ended September 30 For the year ended December 31 (CAD millions where applicable) 2020 2019 2018 2017 2016 2015 Net income before nonrecurring items 124 138 131 129 130 139 Depreciation & amortization 241 238 225...

AI summary The financial profile outlines key financial metrics for the period ending September 30, 2020, including net income, depreciation, capital expenditures, and cash flow. It also provides insights into free cash flow, debt levels, and financial ratios such as cash flow to total debt and interest coverage.

2019 Summary p. p. 86
2019 Summary - NSPI's key credit metrics have been in line with the A (low) rating. - The Company's cash flow-to-debt and EBIT-interest coverage both weakened modestly in 2019 because of the lower earnings and higher debt load for the year...

AI summary In 2019, NSPI's credit metrics remained at an A (low) rating. Although cash flow-to-debt and EBIT-interest coverage weakened slightly due to lower earnings and higher debt, debt-to-capital decreased following a $119 million common stock issuance to Emera. NSPI managed its dividend payout within regulatory capital structure limits and funded its capex deficit through stock and commercial paper issuances.

2020 Summary/Outlook p. p. 86
2020 Summary/Outlook • DBRS Morningstar expects NSPI's key credit metrics to remain stable over the medium term. 2 Adjusted for operating leases. 3 Adjusted for accumulated other comprehensive income. - The Company has forecast capex to be...

AI summary DBRS Morningstar anticipates stable credit metrics for NSPI over the medium term. NSPI forecasts $310 million in capex for 2020, reduced due to pandemic measures. NSPI is in a tax dispute with the CRA, having prepaid $22.7 million of a $62.3 million dispute. Emera is expected to support NSPI through dividends and equity injections.

Long-Term Debt p. pp. 86-125
Long-Term Debt (CAD millions as at September 30, 2020) 2020 2021 2022 2023 2024 Thereafter Total Total long-term debt 0 0 0 0 0 2,665 2,665 % 0 0 0 0 0 100 100 - NSPI's long-term debt maturities are well spread out with minimum refinancing...

AI summary NSPI's long-term debt maturities are well spread out, with no near-term refinancing risk, and all debt is scheduled to mature after 2024, with a total of $2,665 million due thereafter.

Assessment of Regulatory Framework p. p. 86
Assessment of Regulatory Framework Criteria Score Analysis Total debt in capital structure (%)1, 2 62.9 62.4 65.4 64.9 62.7 63.6 Cash flow/Total debt (%) 13.9 14.4 14.8 14.3 14.6 13.0 Cash flow/Total debt (%)1 13.9 14.4 14.8 14.3 14.5 13.0...

AI summary The document presents financial and regulatory metrics for a utility company, including debt structure, cash flow ratios, coverage ratios, and profitability indicators, providing an assessment of the regulatory framework.

2020 Summary p. p. 111
2020 Summary - NSPI's key credit metrics weakened in 2020 but remained in line with the A (low) rating. - The Company's cash flow-to-debt and debt-to-capital both weakened in 2020 because of the lower cash flows and higher debt load for th...

AI summary In 2020, NSPI's credit metrics weakened due to lower cash flows and higher debt, though it remained in line with its A (low) rating. The company experienced a net free cash flow deficit, funded by a $300 million notes issuance, while maintaining its debt-to-capital ratio within regulatory limits.

Section 461 p. p. 111
- As at September 30, 2021, NSPI had a Credit Facility of $600 million, $402 million of which was available. The Credit Facility matures in October 2024. - The Credit Facility is used to backstop the Company's $500 million CP program and t...

AI summary NSPI has a Credit Facility of $600 million, with $402 million available as of September 30, 2021, used to backstop its $500 million CP program and fund working capital and capex. The facility matures in October 2024 and is subject to a debt-to-capital ratio covenant of 70.0%, which NSPI has been compliant with.

Page 9 of 14 p. p. 111
Page 9 of 14 Assessment of Regulatory Framework Balance Sheet & Liquidity & Capital Ratios 2021 2020 2019 2018 2017 2016 Current ratio (x) 1.03 1.74 1.26 0.97 1.02 1.18 Total debt in capital structure (%) 67.9 69.3 65.0 69.3 69.2 67.7 Tota...

AI summary The document presents financial data including balance sheet metrics, liquidity ratios, capital structure, and profitability ratios for the years 2016 to 2021. It includes measures such as current ratio, total debt in capital structure, cash flow to total debt, coverage ratios, and profitability ratios like EBITDA margin and return on average equity.

Section 493 p. p. 125
cial restraints on NSPI over the near term, as well as the heightened regulatory risk on the Company's ability to receive rate increases to recover and earn a reasonable return on any new investments. Given this precedent, DBRS Morningstar...

AI summary DBRS Morningstar is concerned about potential government interventions that could destabilize NSPI's regulatory framework. It expects NSPI's earnings to be moderately weaker but supportive of the BBB (high) rating. NSPI is focusing on reliability and safety projects, and its parent company, Emera Inc., supports it financially. A positive rating action may occur with regulatory independence, progress on renewable energy, and improved credit metrics.

2021 Summary p. p. 125
2021 Summary - NSPI's key credit metrics were in line with the A (low) rating in 2021. - The Company's cash flow-to-debt ratio improved modestly because of the stronger cash flows for the year. 2 Adjusted for operating leases. 3 Adjusted f...

AI summary In 2021, NSPI maintained key credit metrics aligned with its A (low) rating. Cash flow-to-debt ratios improved slightly due to stronger cash flows, but the company faced a net free cash flow deficit from its capital expenditures, which were funded by commercial paper. NSPI managed its dividend payout to remain within its regulatory capital structure of $80 million.

Section 514 p. p. 125
- As at September 30, 2022, NSPI had a Credit Facility of $600 million, $480 million of which was available. The Credit Facility matures in December 2026. - In December 2022, the Company increased the size of its credit facility to $800 mi...

AI summary NSPI increased its credit facility from $600 million to $800 million in December 2022, extending its maturity to December 2027. The facility is used to backstop the company’s $500 million CP program and fund working capital and capex needs. A debt-to-capital ratio covenant of 70.0% was met as of September 30, 2022.

Good Satisfactory Below Average Poor p. p. 125
Good Satisfactory Below Average Poor Criteria Score Analysis 1. Deemed Equity Excellent Good Satisfactory Below Average Poor NSPI's target-regulated ROE is based on an actual five-quarter average-regulated common equity component of up to...

AI summary The document evaluates NSPI's regulatory framework, focusing on deemed equity, allowed ROE, energy cost recovery, capital and operating cost recovery, COS versus incentive rate mechanism, political interference, and stranded cost recovery. Key points include ROE caps under Bill 212, fuel cost recovery through FAM and FSP, and regulatory impacts from political interference.

2022 Summary p. p. 143
2022 Summary - NSPI's key credit metrics weakened as expected in 2022 as base-rate increases were capped at 1.8% over 2022 to 2024, and the timing of the dividend payment. - Overall, the Company's key credit metrics are now supportive of t...

AI summary In 2022, NSPI's credit metrics weakened due to capped base-rate increases and dividend timing, though they remain supportive of a BBB rating. Cash flow from operations declined due to lower net income, and the company maintained its dividend within regulatory limits. Gross capex rose to $540 million for reliability and customer growth, funded through CP issuances and credit facilities.

Section 576 p. p. 143
- NSPI has an $800 million Credit Facility maturing in December 2027. - The Credit Facility is used to backstop the Company's $800 million CP program and to partially fund its working capital and capex requirements. Availability under the...

AI summary NSPI has an $800 million Credit Facility maturing in December 2027, used to backstop its CP program and fund working capital and capex. The facility is subject to a 70.0% debt-to-capital ratio covenant, which NSPI has complied with as of September 30, 2023.

ESG Factor ESG Credit Consideration Applicable to the Credit Analysis: Y/N p. p. 143
1 Adjusted for operating leases. ESG Factor ESG Credit Consideration Applicable to the Credit Analysis: Y/N Extent of the Effect on the ESG Factor on the Credit Analysis: Relevant (R) or Significant (S) Balance Sheet & Liquidity & Capital...

AI summary The document presents financial metrics related to balance sheet, liquidity, capital ratios, and profitability for a company, including current ratios, debt in capital structure, cash flow to debt ratios, and coverage ratios, with data spanning from 2017 to 2022.

Financial Outlook p. p. 159
Financial Outlook NSPI's key credit metrics strengthened in the last 12 months ended September 30, 2024 (LTM 2024), because of the stronger earnings and cash flows, and the reduction in debt following the sale of the $117 million balance i...

AI summary NSPI's credit metrics improved in LTM 2024 due to stronger earnings, cash flows, and reduced debt from the FAM sale. The company expects further improvement in 2024 from a $500 million transfer from NSPML. NSPI has a large capex program, but it plans to finance it prudently to maintain its BBB credit rating. Emera Inc. has supported NSPI through flexible dividends and equity injections.

1. Reasonable financial profile p. p. 159
1. Reasonable financial profile NSPI's key credit metrics are reasonable for the current rating category. For the LTM 2024, the Company's cash flow-to-debt ratio was in line with the BBB rating category, while the stronger debt-tocapital r...

AI summary NSPI's credit metrics are considered reasonable for its current rating category. The cash flow-to-debt ratio for the LTM 2024 aligns with the BBB rating, and a stronger debt-to-capital ratio compensates for a weaker EBIT-to-interest coverage.

Environmental, Social, and Governance Checklist p. p. 159
Environmental, Social, and Governance Checklist ESG Factor ESG Credit Consideration Applicable to the Credit Analysis: Y/N Extent of the Effect on the ESG Factor on the Credit Analysis: Relevant (R) or Significant (S) transition risks unde...

AI summary This ESG checklist evaluates the credit analysis of Nova Scotia Power Inc. (NSPI) by assessing environmental, social, and governance factors. It indicates that environmental credit considerations are not significant, and social and governance factors also have no material impact on the credit analysis.

Section 638 p. p. 159
- NSPI has an $800 million credit facility maturing in December 2029. - The credit facility is used to backstop the Company's $800 million commercial paper (CP) program and to partially fund its working capital and capex requirements. Avai...

AI summary NSPI has an $800 million credit facility maturing in December 2029, which supports its commercial paper program and partially funds working capital and capital expenditures. The facility is subject to a debt-to-capital ratio covenant of 70.0%, and NSPI is currently in compliance with this covenant as of September 30, 2024.

Long-term Debt p. p. 159
Long-term Debt (CAD millions as at September 30, 2024) 2024 2025 2026 2027 2028 Thereafter Total Total long-term debt 0 425 40 0 0 3,268 3,733 % 0 11 1 0 0 88 100 - NSPI's long-term debt maturities are well spread out with minimum refinanc...

AI summary NSPI's long-term debt maturities are well spread out, with minimal refinancing risk in the near term. The majority of the debt is scheduled to mature after 2026, with a significant portion remaining outstanding thereafter.

2026-2027 General Rate Application (M12451) NSPI Responses to CLEARY Information Requests p. p. 171
2026-2027 General Rate Application (M12451) NSPI Responses to CLEARY Information Requests 1 Monetary Policy Report (MPR), Figure 8 provides yield data for 30-year versus 10-year 13 STRUCTURE" (EB-2024-0063), in Exhibit N-M2-7-AMPCO/IGUA-1...

AI summary The document discusses the OEB's deemed long-term debt rate and its comparison to actual debt cost rates, noting a 40 basis point difference since 2010. It also references a comparison to the Bloomberg index and Dr. Cleary's findings on yield differences between 2011-2023.

N-23NSPI (Doane Grant Thornton) RIR 1-93 - Redacted 4 passages
NON-CONFIDENTIAL p. p. 43
NON-CONFIDENTIAL 1 Request IR-50: 2 3 Reference: N-6 - 2026-2027 GRA Direct Evidence Appendix 7C Page 51-52 of 58 4 - 5 Per N-6, (Appendix 7C), page 51-52 of 58, we understand that write-offs have decreased from - 6 2024 compliance restate...

AI summary The request seeks clarification on the decrease in write-offs for customer service from 2024 compliance restated and actual figures to the 2026 forecast. NS Power explains that net bad debt expense is calculated using a subset of customer sales and adjusted for AMI savings.

2026-2027 General Rate Application (M12451) NSPI Responses to GT Information Requests p. p. 43
2026-2027 General Rate Application (M12451) NSPI Responses to GT Information Requests 1 Request IR-61: 2 3 Reference: N-3 page 74. 4 5 In reference to figure 11-1 in direct evidence N-3, page 74, please explain assumptions used 6 in foreca...

AI summary NSPI responds to GT Information Request IR-61 regarding assumptions used in forecasting interest charges under 'interest and other expenses' for 2026 and 2027. The increase is attributed to deferred financing costs from the securitization of thermal assets. References are made to other IRs and documents for detailed calculations and explanations.

18 Please see the annual forecast balances at year-end for Deferred Charges- Other General below: p. p. 43
18 Please see the annual forecast balances at year-end for Deferred Charges- Other General below: Deferred Charges- Other General ($ millions) 2025 2026 2027 Long-Term Equipment Financing Receivable 17.8 11.6 6.9 Right of Use Lease Asset 1...

AI summary The text provides a forecast of annual balances for Deferred Charges- Other General from 2025 to 2027, including items such as Long-Term Equipment Financing Receivable, Right of Use Lease Asset, and Hurricane Fiona Unrecovered Assets. The table highlights the decreasing trend in these balances over time.

CONFIDENTIAL (Attachment Only) p. p. 43
CONFIDENTIAL (Attachment Only) 1 (c) Please refer to NSEB IR-60 part (a) (ii). 2 3 (d) Any refund received would result in NS Power collecting the cash and removing the Long 4 term Income Tax Receivable from its balance sheet. To the exten...

AI summary The text discusses the financial implications of refunding disputed tax benefits, including the removal of long-term income tax receivables from NS Power's balance sheet and the potential recovery of denied benefits from customers, which may reduce future income tax expenses and cost of service.

N-24NSPI (ECC) RIR 1-41 2 passages
SUMMARY OF CURVE FITTING RESULTS - PCT SURV BALANCED AREAS p. p. 180
SUMMARY OF CURVE FITTING RESULTS - PCT SURV BALANCED AREAS PLACEMENT BAND 1957-2023 005 EXPERIENCE BAND 2020-2023 SURVIVOR CURVE RESID RANGE OF MEAS FIT SURVIVOR CURVE RESID MEAS RANGE OF FIT 51.6-S0 49.5-S0.5 47.9-S1 46.8-S1.5 3.65 0 - 58...

AI summary The summary presents curve fitting results for survivor curves across different placement and experience bands from 1957 to 2023. The data includes residuals, measurement ranges, and fit values, with a note that the segment between 85.0 and 15.0 percent surviving is highlighted.

ORIGINAL LIFE TABLE, CONT. p. p. 180
ORIGINAL LIFE TABLE, CONT. AVG AGE RET 25.5 PLACEMENT BAND 1960-2023 002 EXPERIENCE BAND 2004-2023 EXPERIENCE ANALYSIS AGE AT EXPOSURES AT RETIREMENTS PCT SURV BEGIN OF BEGINNING OF DURING AGE RETMT SURV BEGIN OF INTERVAL AGE INTERVAL INTE...

AI summary The document presents an original life table continuation with data on average age at retirement, exposure, retirements, and survival percentages across different age intervals from 1960 to 2023. It includes statistical analysis of retirement trends and survival rates.

N-26NSPI (MPA) RIR 1-9 - Redacted 2 passages
CONFIDENTIAL (Attachment only) p. p. 6
CONFIDENTIAL (Attachment only) 1 5. Please note that NS Power's credit metrics are evaluated on a legal entity basis and the 2 figures in the attachments will not match NS Power's regulated financial statements. 3 4 Line 14- The figure for...

AI summary The text discusses NS Power's credit metrics evaluated on a legal entity basis, noting that figures in attachments do not align with regulated financial statements. It references specific lines and attachments related to the 2023-2024 GRA and provides details about bond maturities and debt calculations.

2026-2027 General Rate Application (M12451) NSPI Responses to MPA Information Requests p. p. 8
2026-2027 General Rate Application (M12451) NSPI Responses to MPA Information Requests 1 Request IR-5: 2 3 References: PARTIALLY CONFIDENTIAL 2026-2027 GRA CS-01-CS-03 Attachment 1 4 5 Preamble: In 2026 and 2027, in both the "Present Rates...

AI summary NS Power explains that the lower short-term debt ratios in 2024 and 2025 were due to specific transactions, such as proceeds from federally guaranteed debt and expected proceeds from a thermal plant. The company maintains its approach to short-term debt in 2026 and 2027 remains unchanged.

N-27NSPI (NSEB) RIR 1-152 - Redacted (settlement agreement attached at IR-1) 29 passages
REDACTED 2026-2027 GRA NSEB IR-2 Attachment 1 Page 5 of 6 REDACTED (CONFIDENTIAL INFORMATION REMOVED) p. p. 20
REDACTED 2026-2027 GRA NSEB IR-2 Attachment 1 Page 5 of 6 REDACTED (CONFIDENTIAL INFORMATION REMOVED) As at December 31 millions of Canadian dollars 2024 Unregulated Retained Earnings Unregulated retained earnings - December 31, 2023 $181....

AI summary The document provides a detailed breakdown of financial figures related to unregulated retained earnings, property, plant, and equipment, as well as deferred income taxes and related party transactions for the period ending December 31, 2024. Key items include unregulated retained earnings, capital projects, and adjustments related to tax and financing expenses.

Credit Risk p. p. 20
Credit Risk The Company is exposed to credit risk with respect to amounts receivable from customers and derivative assets. Credit risk is the potential loss from a counterparty's non-performance under an agreement. The Company manages cred...

AI summary The Company manages credit risk by assessing counterparty performance, requiring deposits or collateral, and using agreements such as ISDA and NAESB to mitigate exposure. As of December 31, 2024, the maximum credit risk exposure was $448 million, with $56 million in past-due financial assets and an allowance for credit losses of $2 million.

Section 161 p. p. 20
The ABO for the defined benefit pension plans was $1,270 million as at December 31, 2024 (2023 – $1,260 million). The aggregate financial position for those plans with an ABO in excess of the plan assets for the years ended December 31 is...

AI summary The ABO for the defined benefit pension plans was reported as $1,270 million as of December 31, 2024, an increase from $1,260 million in 2023. The financial position of these plans, where ABO exceeds plan assets, is outlined for the years ended December 31.

NSPI's net periodic benefit cost (recovery) as at December 31 included the following: p. p. 20
NSPI's net periodic benefit cost (recovery) as at December 31 included the following: millions of dollars 2024 2023 Defined benefit Non-pension Defined benefit Non-pension Service cost $ pension plans 10 $ benefit plans 1 $ pension plans 8...

AI summary NSPI's net periodic benefit cost (recovery) as of December 31 includes service cost, interest cost, expected return on plan assets, and amortization of actuarial losses. The expected return on plan assets is calculated using a five-year smoothed market-related value of plan assets, with investment gains or losses recognized over five years.

As at December 31, 2024, future minimum lease payments to be received for each of the next five years and in aggregate thereafter are as follows: p. p. 20
As at December 31, 2024, future minimum lease payments to be received for each of the next five years and in aggregate thereafter are as follows: millions of dollars 2025 2026 2027 2028 2029 Thereafter Total Minimum lease payments to be re...

AI summary The text presents a table showing future minimum lease payments to be received by the company for each of the next five years and in aggregate thereafter, as of December 31, 2024. The section title 'RELATED PARTY TRANSACTIONS' suggests that the following content will discuss transactions involving related parties.

Section 187 p. p. 20
NSPI's long-term debt includes the issuances detailed below. Medium-term notes are issued under trust indentures at fixed interest rates and are unsecured unless noted below. Included are certain bankers' acceptances and commercial paper w...

AI summary The document outlines NSPI's long-term debt structure, including medium-term notes, bankers' acceptances, and commercial paper, emphasizing their unsecured nature and the company's ability to refinance obligations over one year.

The Company's total long-term credit facilities, outstanding borrowings and available capacity as at December 31 were as follows: p. p. 20
The Company's total long-term credit facilities, outstanding borrowings and available capacity as at December 31 were as follows: millions of dollars Maturity 2024 2023 Revolving credit facility (1) June 2029 $ 800 $ 800 Non-revolving term...

AI summary The document outlines the Company's long-term credit facilities, outstanding borrowings, and available capacity as of December 31, 2024 and 2023, including details on revolving and non-revolving facilities, face value of borrowings, letters of credit, and available capacity.

Debt Covenants p. p. 20
Debt Covenants NSPI's debt obligations contain covenants related to the amount of debt to capitalization as defined in certain agreements. In addition, other covenants and financial reporting obligations exist. Failure to comply with these...

AI summary NSPI's debt obligations include covenants related to debt-to-capitalization ratios and other financial reporting requirements. Non-compliance could lead to default and acceleration of debt. NSPI was in compliance with all financial covenants as of December 31, 2024 and 2023.

As at p. p. 20
As at Instrument Financial Covenant Requirement/Restriction December 31, 2024 Syndicated credit facility Debt to capital ratio Less than or equal to 0.70:1 0.61:1 Long-Term Debt Maturities

AI summary The document outlines a financial covenant under a syndicated credit facility, specifying a debt-to-capital ratio requirement of less than or equal to 0.70:1 as of December 31, 2024, with a current ratio of 0.61:1. It also references long-term debt maturities.

As at December 31, 2024, long-term debt maturities for each of the next five years and in aggregate thereafter are as follows: p. p. 20
As at December 31, 2024, long-term debt maturities for each of the next five years and in aggregate thereafter are as follows: Year of maturity millions of dollars 2025 $ 125 2026 40 2027 - 2028 - 2029 217 Greater than 5 years 2,979 Total...

AI summary The document provides a table showing the long-term debt maturities for the next five years and beyond as of December 31, 2024, with a total of $3,361 million in debt. It also introduces a section on asset retirement obligations, indicating a focus on financial planning and regulatory considerations.

Interest Rate Risk: p. pp. 20-75
Interest Rate Risk: NSPI utilizes a combination of fixed and floating rate debt financing for operations and capital expenditures, resulting in an exposure to interest rate risk. The allowed range of ROE will generally follow the direction...

AI summary NSPI uses a mix of fixed and floating rate debt, exposing it to interest rate risk. The allowed ROE range correlates with interest rates, with a lag due to the regulatory process. 95% of NSPI's debt is fixed rate as of December 31, 2024, with an average term of 17 years.

E. Guarantees and Letters of Credit p. p. 20
E. Guarantees and Letters of Credit As at December 31, 2024, the Company had $104 million USD (2023 – $104 million USD) of guarantees outstanding with terms of varying lengths, all of which are issued on behalf of its subsidiary, NSPEMI. A...

AI summary As of December 31, 2024, the Company had $104 million USD in guarantees and $7 million USD and $3 million CAD in letters of credit outstanding, all issued on behalf of its subsidiary, NSPEMI.

Preamble p. pp. 73-89
The Company generates internally sourced cash primarily through the generation, transmission and distribution of electricity. NSPI's customer base is diversified by both sales volumes and rates among customer classes. Circumstances that co...

AI summary NSPI generates cash through electricity generation, transmission, and distribution. Its liquidity and capital needs are driven by working capital, rate base investment, and debt servicing. In 2025, NSPI plans to invest approximately $480 million in capital projects to support power system reliability. It has a $800 million syndicated revolving bank line of credit with $611 million available as of December 31, 2024.

Cash Flow from Financing Activities p. p. 75
Cash Flow from Financing Activities Net cash used in financing activities increased $1,155 million to $514 million in 2024 compared to net cash provided by financing activities of $641 million in 2023 primarily due to lower proceeds from l...

AI summary Net cash used in financing activities increased to $514 million in 2024, compared to $641 million in 2023, due to lower long-term debt proceeds and higher net repayments under credit facilities, along with common stock issuance in 2023.

Working Capital p. p. 75
Working Capital As at December 31, 2024, NSPI's working capital decreased to $468 million from $553 million in 2023 primarily due to changes in inventory, changes in cash collateral positions on derivative instruments, and changes in accou...

AI summary NSPI's working capital decreased from $553 million in 2023 to $468 million as of December 31, 2024, mainly due to changes in inventory, cash collateral positions, and accounts payable, partially offset by changes in accounts receivable. The company expects to meet future liquidity and capital needs through internal cash flows, short-term credit facilities, and long-term financing.

Debt Management p. p. 75
Debt Management NSPI has access to a syndicated revolving bank line of credit. NSPI also has an active commercial paper program for up to $800 million, of which the full amount outstanding is backed by the Company's operating credit facili...

AI summary NSPI has access to a syndicated revolving bank line of credit and a commercial paper program. The commercial paper program is backed by the company's operating credit facility, and as of December 31, 2024, the company's total credit facilities, outstanding borrowings, and available capacity were outlined.

Defeasance p. p. 75
Defeasance Upon privatization of the former provincially owned Nova Scotia Power Corporation ("NSPC") in 1992, NSPI was appointed to manage and administer a portfolio of defeasance securities. The securities provide principal and interest...

AI summary The text discusses the defeasance securities managed by Nova Scotia Power Inc. (NSPI) on behalf of Nova Scotia Power Finance Corporation (NSPFC) following the privatization of Nova Scotia Power Corporation in 1992. The securities, totaling $200 million as of 2024, are held in trust and used to service defeased debt, with a significant portion invested in related debt to eliminate risk.

Liquidity and Capital Market Risk p. p. 75
Liquidity and Capital Market Risk Liquidity risk relates to NSPI's ability to ensure sufficient funds are available to meet its financial obligations. NSPI's access to capital and cost of borrowing is subject to several risk factors, inclu...

AI summary The document discusses liquidity and capital market risks faced by Nova Scotia Power Inc. (NSPI), including the impact of financial market conditions, credit ratings, and interest rate fluctuations on its ability to access capital and manage financing costs. A decrease in credit ratings could lead to higher borrowing costs and the need for additional collateral.

2026-2027 GRA NSEB IR-85 Confidential Attachment 1 has been removed due to confidentiality. p. p. 20
2026-2027 GRA NSEB IR-85 Confidential Attachment 1 has been removed due to confidentiality. 1 Request IR-86: 5 of the extra costs (financing fees, accounting fees, legal fees, etc.) that will be incurred 6 by proceeding in two separate deb...

AI summary NS Power discusses the anticipated timeline for securitization, noting that enabling regulations are not yet in place, and it plans to apply for securitization in Q4 2025 with implementation by Q1 2026. It also mentions that it will not defer costs to the next GRA proceeding but will include them in the securitization balance. The company initially considered two separate debt issuances but now anticipates a single issuance based on market interest.

1. Reasonable financial profile p. p. 73
1. Reasonable financial profile NSPI's key credit metrics are reasonable for the current rating category. For the LTM 2024, the Company's cash flow-to-debt ratio was in line with the BBB rating category, while the stronger debt-tocapital r...

AI summary NSPI's credit metrics are considered reasonable for the BBB rating category. The cash flow-to-debt ratio for the LTM 2024 was in line with expectations, while a stronger debt-to-capital ratio offset a weaker EBIT-to-interest coverage.

Section 860 p. p. 73
- NSPI has an $800 million credit facility maturing in December 2029. - The credit facility is used to backstop the Company's $800 million commercial paper (CP) program and to partially fund its working capital and capex requirements. Avai...

AI summary NSPI has an $800 million credit facility maturing in December 2029, used to backstop its commercial paper program and support working capital and capital expenditures. The facility is subject to a debt-to-capital ratio covenant of 70.0%, which NSPI is currently in compliance with as of September 30, 2024.

Long-term Debt p. p. 73
Long-term Debt (CAD millions as at September 30, 2024) 2024 2025 2026 2027 2028 Thereafter Total Total long-term debt 0 425 40 0 0 3,268 3,733 % 0 11 1 0 0 88 100 - NSPI's long-term debt maturities are well spread out with minimum refinanc...

AI summary NSPI's long-term debt maturities are well spread out, minimizing refinancing risk in the near term. The majority of the debt is scheduled to be repaid after 2028.

January 28, 2025 p. p. 89
January 28, 2025 What's new: Nova Scotia Power Inc. (NSPI) recently received a Canadian federal loan guarantee to securitize C$500 million of current and future fuel balances at NSPI; the company used proceeds toward reducing debt at NSPI....

AI summary Nova Scotia Power Inc. (NSPI) received a Canadian federal loan guarantee to securitize C$500 million in fuel balances, reducing debt and regulatory lag. This, along with provincial support, will improve NSPI's credit measures and reduce rate impacts on customers. S&P Global Ratings revised Emera and its subsidiaries' outlook to stable from negative due to these developments.

Outlook p. p. 89
Outlook The stable outlook on NSPI reflects the stable outlook of its parent Emera, as well as our expectation that NSPI's FFO to debt will average about 10%-11% through 2026. The improvement in credit measures from recent years is largely...

AI summary The stable outlook for Nova Scotia Power Inc. (NSPI) is tied to its parent company Emera and expected FFO to debt ratios of 10%-11% through 2026. Credit improvements are attributed to the securitization of deferred fuel costs and reduced debt.

Nova Scotia Power Inc. Forecast summary p. p. 89
Nova Scotia Power Inc. Forecast summary Period ending Dec-31-2020 Dec-31-2021 Dec-31-2022 Dec-31-2023 Dec-31-2024 Dec-31-2025 Dec-31-2026 (Mil. CAD) 2020a 2021a 2022a 2023a 2024e 2025f 2026f Adjusted ratios Debt/EBITDA (x) 6.0 5.9 7.2 7.0...

AI summary The financial summary provides a forecast of Nova Scotia Power Inc.'s adjusted financial ratios, including debt/EBITDA, FFO/debt, and FFO cash interest coverage, from 2020 to 2026. These ratios show fluctuations and projected ranges for future years.

Nova Scotia Power Inc. Peer Comparisons p. p. 89
Nova Scotia Power Inc. Peer Comparisons Nova Scotia Power Inc. Tucson Electric Power Co. Caribbean Utilities Co. Ltd. Hawaiian Electric Co. Inc. Foreign currency issuer credit rating BBB-/Stable/ A-/Negative/NR BBB+/Negative/ B-/Negative/B...

AI summary The document presents a comparative analysis of Nova Scotia Power Inc. with peer companies like Tucson Electric Power Co., Caribbean Utilities Co. Ltd., and Hawaiian Electric Co. Inc., focusing on financial metrics such as revenue, EBITDA, interest coverage, and debt-to-EBITDA ratios. It provides a snapshot of their financial performance and credit ratings as of December 31, 2023.

Canadian p. p. 107
Canadian Credit Metric Electric Debt to Capital Ratio 58.6% EBITDA to Interest Coverage 3.92 FFO to Interest Coverage 3.90 FFO / Debt (%) 12.0% Debt / EBITDA 6.19 - (b) Please see Attachment 1 for the updated credit metrics for 2024. Pleas...

AI summary The document presents credit metrics for 2024, including a Debt to Capital Ratio of 58.6%, EBITDA to Interest Coverage of 3.92, and FFO to Interest Coverage of 3.90. These metrics are part of an updated financial overview provided in Attachment 1.

Section 919 p. p. 107
Request IR-122: Reference: Exhibit N-3, GRA Direct Evidence - On pages 68-69 of the application, NS Power states that it forecasts to be above the 10% - FFO-to-Debt requirement to maintain its current credit ratings, assuming approval of t...

AI summary NS Power forecasts that its FFO-to-Debt ratio would fall below 10% by 2027 if securitization does not occur, impacting its credit ratings. The response provides estimated FFO-to-Debt percentages for S&P and DBRS for both test years under the assumption of no securitization.

2026 2027 p. p. 107
2026 2027 (Percent) (Percent) S&P Credit Metrics GRA Forecast 12.3 12.8 S&P Credit Metrics without Securitization 10.7 11.2 DBRS Credit Metrics GRA Forecast 12.1 12.7 DBRS Credit Metrics without Securitization 10.7 11.1 1 Request IR-123: 2...

AI summary The document discusses significant developments affecting Nova Scotia Power (NS Power) since the 2023-2024 GRA, including the approval of a Fuel Adjustment Mechanism (FAM) Rider, a Supplemental Assessment, changes in the Bank of Canada's overnight rate, the creation of the Nova Scotia Independent Energy System Operator (NSIESO), and NS Power's intention to securitize about $704 million of thermal assets by the end of 2025. It also requests confirmation of the impact of these factors on NS Power's risk profile.

N-30NSPI (Renewall) RIR 1 to 13 1 passage
1 Request IR-1: p. p. 14
NON-CONFIDENTIAL 1 Request IR-1: 29 Securitization Rider as part of this GRA. It will be the subject of a separate application. 30 For those reasons, NS Power is not currently in a position to respond to this question. 1 What is relevant f...

AI summary NS Power is proposing a securitization rider as part of the GRA, which will allow the recovery of approximately $700 million in rate base over a longer period, using 100% debt financing due to provincial government backing. This is expected to result in customer savings despite any rate impact.

N-32Evidence - Cleary 4 passages
2 EXECUTIVE SUMMARY p. p. 4
s from finance professionals managing trillions of dollars, as well as to historical evidence, I conclude that 7.5% is an appropriate estimate for expected long-term Canadian stock market returns. Clearly, Concentric's ROE estimate for NS...

AI summary The text discusses the appropriate long-term Canadian stock market return estimate of 7.5%, contrasting it with NS Power's allowed ROE of 9.9% and recommending a more reasonable 7.6% cost of equity. It also addresses the equity ratio of 40% for NS Power, considering its debt ratings and generational assets, and acknowledges the settlement agreement recommending continuation of NS Power's currently allowed ROE and equity ratio.

4 4.1.2 Capital Market Conditions p. pp. 16-17
4 4.1.2 Capital Market Conditions The 30-year Government of Canada bond yield as of November 20, 2025 was 3.66%, while the 10-year yield was 3.23%. The total cost of borrowing to utilities is a function of both the level of government yiel...

AI summary The text discusses capital market conditions, noting that as of November 20, 2025, the 30-year Government of Canada bond yield was 3.66%, and the A-rated utility yield was 4.75%, resulting in a yield spread of 1.09%, below the long-term average of 1.39%. This indicates lower risk premiums in the bond market.

6.2 The Cost of Debt for NS Power p. p. 75
6.2 The Cost of Debt for NS Power As of November 20, 2025, the yield on long-term A-rated Canadian utility bonds was 4.75% according to the Bloomberg data used to construct Figure 2. This figure was slightly above the November 20, 2025, av...

AI summary The text discusses NS Power's cost of debt as of November 20, 2025, noting that the yield on its bonds was 4.94%, slightly above the average for other Canadian utilities but still considered reasonable due to its low-risk profile.

Regulated Utility – FRA Metri cs p. p. 77
Regulated Utility – FRA Metri cs Metric AA A BBB BB/B Cash flow-to-debt (%) > 17.5 12.5 to 17.5 10.0 to 12.5 0.0 to 10.0 Debt-to-capital (%) < 55 55 to 65 65 to 75 75 to 90 EBIT-to-interest (x) > 2.8 1.8 to 2.8 1.5 to 1.8 1.0 to 1.5 While...

AI summary The document compares NS Power's credit metrics against S&P's guidelines for regulated utilities, noting that while S&P rates NS Power as 'aggressive' in financial risk, most of its metrics fall into less risky categories, with only the Debt/EBITDA ratio falling into the 'aggressive' range.

N-32-(i)Attachment A - Professional Resume - Cleary 1 passage
Academic Journals:
-39. - "Financial Constraints and Investment: An Alternative Empirical Framework." Co-authored with Bert D'Espallier, Hasselt University, Anales de Estudios Economicos y Empresariales, Vol. 17, 2007, 9-41. - "Dividend Smoothing and Debt Ra...

AI summary The text lists several academic publications on financial and corporate topics, including dividend smoothing, debt ratings, financial constraints, and corporate investment. The papers were co-authored by various researchers and published in journals such as the Journal of Financial and Quantitative Analysis and The International Journal of Managerial Finance.

N-33Evidence - Doane Grant Thorton - Redacted 3 passages
Preamble p. pp. 37-48
18 20 Pension expense figures were provided by NS Power's actuary, Telus Health (formerly Lifeworks). Per a letter from 21 Telus Health, we confirmed that current service cost, including both payroll matching DC and defined benefit DB 22 p...

AI summary The document provides pension expense figures for NS Power, including allocations to labour and pension expenses for 2026F and 2027F. The decrease in pension expense from 2024C to 2027F is attributed to changes in the discount rates used for actuarial estimates of benefit costs.

Figure 20 – Interest and other expenses[187](#page-50-2) 14 p. p. 48
Figure 20 – Interest and other expenses[187](#page-50-2) 14 ($ millions) 2026F 2027F Interest on long-term debt 153.8 155.2 Interest on short-term borrowings 10.2 11.6 Other financing charges & adjustments 1.4 1.8 Amortization of deferred...

AI summary The table presents forecasted interest and other expenses for 2026 and 2027, including interest on long-term and short-term debt, financing charges, and amortization. Total regulated financing costs are expected to increase slightly from 167.7 to 171.3 million dollars.

Section 175 p. p. 48
- 17 Power's debt is fixed in nature, and the interest rate is known. Non-current service pension income is calculated by - NS Power's actuary.[188](#page-50-3) 18 185 N-12 – 2026-2027 GRA FO-01. 186 N-12 – 2026-2027 GRA FO-11. 187 N-12 –...

AI summary The document discusses NS Power's fixed debt and interest rate calculations, referencing actuarial calculations and recalculations of interest and other expenses. It also mentions the components of AFUDC, FAM, and DSM rider deferral interest.

N-36Evidence - MPA 4 passages
Preamble p. pp. 7-8
- financial risk analysis, and the starting point for a rating (which can then be modified by many additional - considerations, as noted in the chart above) is the result of a two-factor matrix. - Focusing on the financial side of analysis...

AI summary The text discusses financial risk analysis and credit rating considerations, focusing on core financial ratios such as FFO:Debt and Debt:EBITDA. It highlights how changes in these ratios, particularly the FFO:Debt ratio, can influence credit ratings, though other factors also play a role in a volatile environment.

Portfolio of Debt p. p. 12
Portfolio of Debt - As December 31, 2024, NSPI had more than $3 billion of debt outstanding. The vast majority of this debt - was in the form of long-term bonds issued on the Canadian public debt markets, with maturities ranging - from 202...

AI summary As of December 31, 2024, NSPI had over $3 billion in long-term debt, primarily consisting of bonds with fixed interest rates ranging from 3.30% to 8.85%. A small amount of short-term debt was also present, though it fluctuates and is supported by a $800 million credit line.

Cost of Debt p. pp. 12-19
Cost of Debt - The cost of bonds to NSPI is based on the interest rate settled at the date of issuance, as noted above. - This means that NSPI, and through NSPI its ratepayers, has been paying, for example, 7.45% percent - interest per yea...

AI summary The text discusses the cost of debt for NSPI, highlighting that bonds issued in 2001 carry a higher interest rate than current market rates. It emphasizes the importance of issuing new debt at the lowest possible interest rate for ratepayers and compares NSPI's debt costs with those of Hydro One and Fortis Inc., noting differences in their business models.

Consequences of a Downgrade p. p. 19
Consequences of a Downgrade - NSPI has a portfolio of more than $3 billion of long-term debt outstanding. However, as mentioned - above, the interest rate on those instruments is fixed, and a downgrade would not change those. New - debt is...

AI summary A downgrade in NSPI's credit rating would significantly increase borrowing costs, potentially leading to higher annual costs for customers. NSPI is forecasting a $250 million bond issue in 2027, and a downgrade could increase the interest rate by at least 2.0%, adding approximately $5 million annually. Refinancing and other obligations could add up to $25 million or more per year, with long-term implications for ratepayers.

N-44STATE OF CONNECTICUT PUBLIC UTILITIES REGULATORY AUTHORITY 3 passages
Table 28: Cost of Long-Term Debt p. pp. 57-58
Table 28: Cost of Long-Term Debt Interest Rate Debt Series Date Issued Maturity Date Average Carrying Value ($000) Annual Expense ($000) 4.50% Series A 10/2/2003 10/3/2033 63,841 2,984 5.61% 12/10/2009 3/10/2025 - - 3.96% 12/12/2018 12/12/...

AI summary Table 28 provides a detailed breakdown of the cost of long-term debt, including interest rates, issuance dates, maturity dates, carrying values, and annual expenses. The table includes various debt series issued over different years, with the total cost of embedded debt calculated as 4.739%.

Preamble p. p. 58
In addition to its existing debt, the Company proposed the inclusion of two new senior note issuances of $150 million in September 2025 and $65 million in September 2026. The Authority finds that the debt expense for the new senior notes,...

AI summary The Company proposed new senior note issuances of $150 million in 2025 and $65 million in 2026. However, the Authority determined that these issuances were not sufficiently known or measurable to adjust the long-term cost of debt, and approved a cost of 4.739% after excluding these new issues.

Table 55: Deferral Rate Year Beginning Balances p. pp. 168-169
Table 55: Deferral Rate Year Beginning Balances Reported Balance, October 31, 2025 Adjustment Approved Balance, November 1, 2025 Deferred Expense ($) ($) ($) Pension - Deferral 6,767,774 229 6,768,003 Pension - Interim Period 1,853,470 (26...

AI summary Table 55 presents the beginning balances of deferred expenses as of October 31, 2025, with adjustments and approved balances for November 1, 2025. It includes various categories such as pension, OPEB, storm-related deferrals, and other regulatory and program-related expenses.

N-48Direct testimony of Jacob Pous 1 passage
UTILITY RATE PROCEEDINGS IN WHICH TESTIMONY HAS BEEN PRESENTED BY JACOB POUS p. p. 79
UTILITY RATE PROCEEDINGS IN WHICH TESTIMONY HAS BEEN PRESENTED BY JACOB POUS ALASKA CenterPoint Energy Entex – City of Tyler 9364 Capital Investment, Affiliates CenterPoint Energy Entex – Gulf Coast Division 9791 Rate Base, Cost Allocation...

AI summary The document lists various utility rate proceedings involving CenterPoint Energy Entex, Energas Company, and other entities, with details on the matters and topics discussed in each proceeding, including depreciation, cost of service, rate base, and affiliate transactions.

N-51Ontario Energy Board Decision EB-2024-0063 37 passages
Preamble p. pp. 2-68
This is a Decision and Order of the Ontario Energy Board (OEB) regarding a generic proceeding initiated on its own motion to consider the cost of capital and other matters for electricity transmitters, electricity distributors, natural gas...

AI summary The Ontario Energy Board (OEB) has finalized the cost of capital parameters for electricity transmitters, distributors, natural gas utilities, and rate-regulated generators, effective January 1, 2025. Key parameters include a 9.00% return on equity, 4.51% deemed long-term debt rate, and 3.91% deemed short-term debt rate. The new framework will be reviewed in five years, and Q2 2025 prescribed interest rates for deferral and variance accounts and construction work in progress accounts have been set.

2 CONTEXT AND PROCESS p. pp. 3-4
eps in this proceeding included the Issues Conference, expert reports, interrogatories, a Presentation Day, a six-day oral hearing over three weeks, written submissions, and written reply submissions. The following schedules summarize and...

AI summary This proceeding involved various stages including an Issues Conference, expert reports, interrogatories, a Presentation Day, and a six-day oral hearing. Schedules C through H outline revised methodologies for calculating the cost of capital, ROE, DLTDR, DSTDR, and prescribed interest rates. The OEA is representing the CLD+ group of utilities.

Regulatory and Rate-Setting Mechanisms p. p. 6
Regulatory and Rate-Setting Mechanisms LEI stated that as the perceived stability of future cash flows is a key consideration for investors, a regulated utility's ability to recover its capital and operating costs profoundly relies on avai...

AI summary The discussion centers on the importance of regulatory and rate-setting mechanisms for utilities, emphasizing their impact on investor confidence, debt ratings, and risk assessment. LEI and Dr. Cleary support retaining current policies on risk factors. Concentric suggests comparing Ontario's mechanisms with peer companies. Nexus highlights the influence of regulatory environments on utility risk and warns against approving a lower ROE for Ontario distributors.

Submissions p. p. 11
Submissions OEB staff agreed with Concentric's view that the perspectives of debt and equity investors in the utility sector are among the most relevant considerations in setting the cost of capital parameters and capital structure. These...

AI summary The OEB staff and various stakeholders discuss the relevance of debt and equity investors' perspectives in determining the cost of capital parameters. The OEA highlights the impact of increased capital spending on financial results and risk perception, while CCMBC argues that municipal investors differ from outside investors. VECC supports using market data and credit rating agencies' views in setting cost of capital parameters.

Submissions p. p. 44
red. SEC stated that the EDA provided no evidence of "effectively confiscating from utilities", and given how much higher the current premium is than actual flotation costs, it is unlikely to be true. AMPCO/IGUA stated that going forward,...

AI summary The document discusses debates around the recovery of financing costs, with AMPCO/IGUA advocating for a reasonable allowance for actual financing costs but rejecting an unsupported 50 basis points ROE adder. Ratepayer groups argue against including transaction costs in the base ROE and suggest a generic deferral account for recording actual costs. SEC notes that underwriter discounts are a major flotation cost for public issuances, not incurred by privately held entities.

Findings p. pp. 54-85
Findings The OEB has reviewed the appropriateness of the capital structure for electricity transmitters, electricity distributors, natural gas utilities, and OPG considering the FRS. As part of the 2009 Report, the OEB determined that a de...

AI summary The OEB has reviewed and maintained a deemed capital structure of 60% debt and 40% equity for electricity distributors and transmitters, and 55% debt and 45% equity for OPG. It rejects the need for an upward adjustment to the base ROE if the capital structure remains unchanged, emphasizing the FRS requirement for reasonable returns based on risk.

Findings p. p. 59
Findings The OEB has considered whether a different approach to setting capital structure is warranted for single-asset electricity transmitters versus multiple-asset transmitters (i.e., whether a risk premium should be applied to the equi...

AI summary The OEB concludes that no distinction in capital structure is necessary for single-asset and multiple-asset electricity transmitters, as current mechanisms like DVAs mitigate financial risks. The OEB acknowledges concerns about Indigenous equity participation but finds no evidence of heightened risk for single-asset transmitters. The same capital structure methodology will continue to be applied to all transmitters.

Submissions p. pp. 62-63
Submissions OEB staff and several ratepayer groups agreed with LEI and Dr. Cleary that the status quo approach (considering deemed capital structure regardless of the actual capital structure) should be retained. OEB staff noted that this...

AI summary The discussion centers on the appropriate method for pricing notional debt in utility rate-making, with OEB staff, ratepayer groups, and others debating whether to use the weighted average cost of actual long-term debt, the DLTDR, or alternative approaches. There is emphasis on fairness, credit ratings, and the need for consistent policy.

Electricity Distributors and Transmitters p. p. 63
ir specific operational and financial circumstances. Further, maintaining the deemed capital structure safeguards ratepayers from distortions that could arise from excessive equity or debt financing. Implications of variances from the deem...

AI summary The OEB maintains that the deemed capital structure should remain unchanged, as it protects ratepayers from distortions caused by excessive debt or equity financing. Using the deemed structure ensures a balanced approach and prevents utilities from earning higher returns at the expense of consumers. The existing methodology for determining the cost of long-term debt will also be retained.

EPCOR Natural Gas p. p. 63
EPCOR Natural Gas EPCOR Natural Gas's current approved equity ratio is 36% for its South Bruce service territory and 40% for its Aylmer service territory. The deemed debt component includes a deemed 4% component for short-term debt for bot...

AI summary EPCOR Natural Gas has approved equity ratios of 36% and 40% for its South Bruce and Aylmer service territories, respectively. The Office of the Energy Board (OEB) determines long-term debt costs based on actual debt costs and the lower of the DLTDR or the weighted average cost of actual long-term debt, applying this only when there are material variances affecting revenue requirements.

Enbridge Gas p. pp. 63-66
Enbridge Gas The current OEB-approved capital structure for Enbridge Gas is based on a deemed 38% equity component, with the remaining 62% financed through short-term and longterm debt. The difference is that the deemed structure is not se...

AI summary The OEB has approved Enbridge Gas's capital structure, which is deemed to be 38% equity and 62% debt. This structure was adjusted in the EB-2022-0200 proceeding, reflecting updated assessments of business and financial risks. The OEB finds that the current approach to determining debt costs is appropriate and aligns with FRS.

OPG p. pp. 66-68
OPG OPG's current approved equity ratio is 45%. The current OEB-approved capital structure is based on a deemed 45% equity component, with the remaining 55% financed through short-term and long-term debt. As with Enbridge Gas, the deemed c...

AI summary The document discusses OPG's approved equity ratio of 45% and its capital structure, which is set on a case-by-case basis. It explains how short-term debt is used to adjust OPG's deemed capitalization and how the OEB finds the current approach to determining debt costs appropriate. The OEB also concludes that this method ensures regulatory stability and compliance with FRS.

Use of the DLTDR p. pp. 68-71
Use of the DLTDR No expert took issue with the OEB's general policy to rely primarily on the embedded or actual cost for existing long-term debt instruments. The experts disagreed on whether the DLTDR should be used as a cap in certain cir...

AI summary Experts generally support the OEB's use of embedded or actual costs for existing long-term debt, but disagree on whether the DLTDR should act as a cap. LEI and Dr. Cleary recommend using the DLTDR as a cap for all utilities, while Concentric argues that utilities should forecast their own debt rates with OEB approval.

Calculation of DLTDR p. pp. 68-70
Calculation of DLTDR OEB staff and Pollution Probe supported LEI's suggested approach. OEB staff noted that using updated data as at September 30, 2024, the base LCBF should be 3.127% and the base utility bond spread should be 1.427%, summ...

AI summary The document discusses the calculation of the Deemed Long-Term Debt Rate (DLTDR) with various stakeholders providing input. OEB staff and Pollution Probe supported LEI's approach, while Concentric recommended using bank forecasts. AMPCO/IGUA and CCC supported Dr. Cleary's method of using actual bond yields, and SEC suggested averaging yields over a slightly larger range to reduce noise. VECC supported the current 30-day historical average approach.

Findings p. pp. 71-79
Findings The DLTDR will continue to be applicable to all electricity distributors and transmitters, as well as EPCOR Natural Gas (both Aylmer and South Bruce), rebasing rates in 2025 and beyond, in prescribed circumstances, unless some oth...

AI summary The OEB concludes that the DLTDR will continue to apply to electricity distributors and transmitters, as well as EPCOR Natural Gas, with rebasing rates in 2025 and beyond. However, for OPG and Enbridge Gas, the DLTDR will not cap the unfunded portion of their capital structure, and the OEB will assess the prudence of their debt management.

Where: p. pp. 72-75
Where: is the Long Canada (30-year Government of Canada) Bond yield as at September 30 for year t. is the spread between the 30-year A-rated Utility Corporate Bond yield (taken from ticker Bloomberg BVCAUA30 BVLI Index) and Long 65 2009 Re...

AI summary The document discusses the calculation of the Deemed Long-Term Debt Rate (DLTDR) using actual bond yield data as of September 30, including the Long Canada (30-year Government of Canada) Bond yield and the spread between 30-year A-rated Utility Corporate Bond yields and Long Canada Bond yields. The Office of the Energy Board (OEB) prefers this method for its simplicity and accuracy, and allows for using October 31 data in cases of extraordinary market changes.

Submissions p. p. 75
Submissions Several ratepayer groups and OEB staff disagreed with LEI and submitted that the current approach of recording the actual transaction cost as an interest expense and amortizing the transaction cost over the term of the debt ins...

AI summary Ratepayer groups and OEB staff disagree with LEI's approach to recording debt transaction costs, supporting instead the current method of amortizing these costs over the term of the debt instrument. CCC and OEA also support the current approach, while CCMBC agrees with LEI that these costs should be included as OM&A costs in the revenue requirement.

Expert Report Proposals p. p. 77
Expert Report Proposals LEI stated that the status quo DSTDR methodology which reflected a 3-month BA rate plus a spread is no longer appropriate. This is because major Canadian banks have transitioned all existing financial products that...

AI summary LEI and Concentric, along with Dr. Cleary, argue that the DSTDR methodology should transition from using the BA rate to the CORRA rate to better reflect current financial market conditions. They recommend using the average of 3-month CORRA futures rates for the next 12 months and adjusting the spread based on a broader survey of banks.

Specific Items Monitored p. p. 82
Specific Items Monitored LEI stated that consistent with the OEB's existing policy, OEB staff should continue to monitor the cost of capital parameters and test their reasonableness in the context of prevailing macroeconomic conditions on...

AI summary LEI, Dr. Cleary, and Nexus recommend quarterly monitoring of cost of capital parameters by the OEB, with Nexus and Concentric disagreeing on the frequency and scope of reporting. LEI also suggests including credit ratings and debt/equity issuance details in annual reports, while Concentric opposes this due to administrative burden. Concentric and Nexus propose annual benchmarking of ROEs against other jurisdictions and macroeconomic indicators.

Specific Items Monitored p. p. 83
Specific Items Monitored OEB staff agreed with LEI and Dr. Cleary that consistent with the OEB's existing policy, the OEB should continue to monitor the cost of capital parameters and test their reasonableness in the context of prevailing...

AI summary The OEB is considering the frequency and scope of monitoring cost of capital parameters, with differing views on whether reports should be annual or quarterly and whether additional data on debt and equity issuances should be collected. The OEA and ratepayer groups support public disclosure, while the OEB and others are concerned about regulatory burden.

Findings p. pp. 83-85
Findings The OEB will continue to monitor market conditions. It is expected that OEB staff will undertake this monitoring at least quarterly and will report internally on their assessment. This monitoring will include quarter-over-quarter...

AI summary The OEB will monitor market conditions, including DSTDR, DLTDR, and ROE formulas, and credit ratings for Ontario utilities. It will require reporting of major long-term debt issuances over $50 million by rate-regulated utilities. The OEB will provide annual assessments on the reasonableness of cost of capital parameters and whether FRS continues to be met.

Findings p. pp. 91-93
Findings The cost of capital parameters of ROE, DSTDR, and DLTDR are applicable to utilities rebasing rates for 2025 (if cost of capital is in scope). For other utilities, the new cost of capital parameters will be implemented on a one-tim...

AI summary The OEB determines that the current 2009 Cost of Capital Framework meets FRS, allowing the new framework to be implemented alongside other cost-of-service reviews. Variance accounts for 2025 rate adjustments will be addressed in IRM and Custom IR applications. Prescribed interest rates for DVAs and CWIP are effective April 1, 2025, and will be updated quarterly.

Expert Report Proposals p. p. 93
Expert Report Proposals LEI noted that the current methodology for DVAs is no longer appropriate, due to the winding down of the 3-month BA rate, as explained in Section 3.5 of this Decision. For DVAs, LEI recommended aligning the prescrib...

AI summary LEI argues that the current methodology for Deferral Vehicles (DVAs) is outdated, proposing alignment with revised DSTDR calculations. Dr. Cleary supports this, while Concentric agrees for short-term DVAs but recommends using each utility's WACC for long-term DVAs, emphasizing the need for a fair return on deferred costs.

Submissions p. p. 93
Submissions OEB staff submitted that the OEB's current practice of reviewing the prescribed interest rates for DVAs quarterly should be maintained, with updates only if the formulaic approach results in a change in interest rates of 25 bas...

AI summary OEB staff recommends maintaining the quarterly review of prescribed interest rates for DVAs, updating only if changes exceed 25 basis points. They suggest using the Bloomberg ticker BVCAUA3M BVLI Index (3-month) for consistency with DSTDR. Alternative methods include CORRA, Canada T-bill rates, or WACC for different DVA groups, though the latter is not preferred due to complexity.

THE ONTARIO ENERGY BOARD ORDERS THAT: p. p. 110
THE ONTARIO ENERGY BOARD ORDERS THAT: - 1. The following cost of capital parameters are approved on a final basis, effective January 1, 2025. Please refer to the Decision for details regarding implementation and applicability. - a. The Dee...

AI summary The Ontario Energy Board has finalized cost of capital parameters, including a Deemed Return on Equity of 9.00%, Deemed Long-Term Debt Rate of 4.51%, and Deemed Short-Term Debt Rate of 3.91%, effective January 1, 2025. Prescribed interest rates for deferral and variance accounts and construction work in progress are also set, with annual and quarterly updates required. Utilities must report on new long-term debt exceeding $50 million.

C. Long-Term Debt Rate p. p. 117
C. Long-Term Debt Rate - 6. Should the long-term debt rate for electricity distributors, natural gas utilities, and OPG continue to be set using the same approach as set out in the OEB Report and as set out in the Staff Report for electric...

AI summary The text presents a series of questions regarding the long-term debt rate for electricity distributors, natural gas utilities, and OPG, including the approach for setting the rate, considerations for transaction costs, and implications of variances from the deemed capital structure.

REVISED METHODOLOGY TO UPDATE THE DEEMED LONG-TERM DEBT RATE p. pp. 125-127
REVISED METHODOLOGY TO UPDATE THE DEEMED LONG-TERM DEBT RATE March 27, 2025

AI summary The document outlines a revised methodology for updating the deemed long-term debt rate, effective March 27, 2025, which is relevant to regulatory proceedings involving debt valuation and financial modeling.

Schedule E – Revised Methodology – Deemed Long-Term Debt Rate p. p. 127
Schedule E – Revised Methodology – Deemed Long-Term Debt Rate The revised methodology for calculating the DLTDR is summarized below. The OEB will use the LCBF plus a spread of 30-year A-rated Corporate Utility bond yields over the actual L...

AI summary The Ontario Energy Board (OEB) has revised the methodology for calculating the Deemed Long-Term Debt Rate (DLTDR), using the Long Canada Bond Yield Factor (LCBF) plus a spread based on 30-year A-rated Corporate Utility bond yields. This update will affect future DLTDR calculations and align with Section 3.4 of the Decision.

REVISED METHODOLOGY TO UPDATE THE DEEMED SHORT-TERM DEBT RATE p. pp. 127-129
REVISED METHODOLOGY TO UPDATE THE DEEMED SHORT-TERM DEBT RATE March 27, 2025

AI summary This document outlines a revised methodology for updating the Deemed Short-Term Debt Rate, effective March 27, 2025. The update aims to provide a more accurate and current approach for determining the rate, which is crucial for financial planning and regulatory compliance.

Schedule F – Revised Methodology – Deemed Short-Term Debt Rate p. p. 129
Schedule F – Revised Methodology – Deemed Short-Term Debt Rate The revised methodology for calculating the DSTDR is summarized below. The OEB will use a methodology to estimate the DSTDR consisting of the September 30 data point sourced fr...

AI summary The document outlines a revised methodology for calculating the Deemed Short-Term Debt Rate (DSTDR) using the September 30 data point from the Bloomberg ticker BVCAUA3M BVLI Index (3-month) each year.

Alternative Formula p. p. 129
Alternative Formula If at any point, the BVCAUA3M BVLI Index (3-month) becomes unavailable in its current form, the OEB concludes that it is reasonable to calculate the DSTDR using the actual CORRA reference rate as at September 30. Applie...

AI summary The OEB proposes an alternative formula for calculating the DSTDR using the CORRA reference rate and an average estimate of the spread for short-term 3-month loans, obtained through an annual survey of Canadian banks, in case the BVCAUA3M BVLI Index becomes unavailable.

Schedule G – Revised Methodology – Prescribed Interest Rates p. p. 132
Schedule G – Revised Methodology – Prescribed Interest Rates The revised methodology for calculating the prescribed interest rates is summarized below. The prescribed interest rates applicable to DVAs and CWIP shall continue to be set quar...

AI summary The revised methodology for calculating prescribed interest rates for DVAs and CWIP sets quarterly updates only if changes exceed 25 basis points. Rates are based on data from one month before the quarter starts and published by the OEB for the following quarter.

(v) Base A-rated utility bond yield spread. p. p. 137
(v) Base A-rated utility bond yield spread. The OEB set the LCBF adjustment factor and utility bond spread adjustment factor as 0.5 based on regression analysis performed by participants, as noted in the 2009 Report.[107](#page-138-0) The...

AI summary The OEB established the LCBF adjustment factor and utility bond spread adjustment factor at 0.5 based on regression analysis from the 2009 Report. It also incorporated a corporate bond yield variable into the annual ROE adjustment formula, setting the base LCBF at 4.250% and the base utility bond spread at 1.415% using September 2009 data.

Approach to Long-Term Debt p. p. 138
Approach to Long-Term Debt The status quo approach to the long-term debt rate is to use the weighted average of embedded (actual) debt plus forecasted debt rate(s) of new debt in the test period. For Enbridge Gas and OPG, the DLTDR is not...

AI summary The document outlines the approach to long-term debt rates, noting that the status quo uses a weighted average of existing and forecasted debt rates. For Enbridge Gas and OPG, the DLTDR is not used. For electricity distributors and transmitters, a DLTDR formula serves as a ceiling in certain circumstances, as outlined in the 2009 Report.

Where: p. pp. 138-140
Where: is the Long Canada (30-year Government of Canada) Bond yield forecast for year . is the spread between 30-year A-rated Utility Corporate Bond yields and Long Canada (30-year Government of Canada) Bond Yields. The data for and are de...

AI summary The document outlines the methodology for forecasting the Long Canada Bond yield and calculating the Deemed Long-Term Debt Rate (DLTDR) and Deemed Short-Term Debt Rate (DSTDR) for 2025. The OEB approved specific rates on an interim basis, including a DLTDR of 4.66% and a DSTDR of 5.04%, along with generic variance accounts. The approach to short-term debt involves using the Canada 3-month T-bill rate and bank survey data.

Variances from Deemed Capital Structure p. p. 140
Variances from Deemed Capital Structure The OEB sets rates using a deemed capital structure. The OEB sets the equity ratio at 40% and the short-term debt ratio at 4% for electricity distributors and transmitters. Although both of EPCOR Nat...

AI summary The OEB sets deemed capital structures for utilities, including equity and short-term debt ratios. EPCOR Natural Gas has different equity ratios in its service territories. Notional debt refers to the difference between deemed and actual debt. The OEB has used different rates to calculate notional debt, and Enbridge Gas and OPG have different equity ratios set through adjudication.

Prescribed Interest Rates p. pp. 142-143
Prescribed Interest Rates The OEB's current practice is to set the prescribed interest rates applicable to DVAs and CWIP quarterly. These rates are only updated if the formulaic approach results in a change in interest rates of 25 basis po...

AI summary The OEB sets prescribed interest rates for DVAs and CWIP quarterly, using specific formulas. Prior to Q4 2024, DVA rates were based on the BA three-month rate with a 25-basis point spread. Since Q4 2024, DVA rates use the three-month T-bill rate with the same spread, reflecting the phase-out of BA rates. CWIP rates are based on the FTSE Canada Mid Term Bond Index All Corporate yield.

N-52Energy Institute WP 329R 3 passages
2 Background p. p. 0
capital base worth $10 billion and a rate of return of 8%, the utility is allowed to collect $800 million per year from customers for debt service and to provide a return on equity to shareholders. The cost of debt financing is easier to e...

AI summary The document discusses the capital base and rate of return for a utility, noting that a $10 billion capital base with an 8% return allows $800 million annually for debt service and shareholder returns. It highlights that debt financing costs are easier to estimate than equity, and that regulators face challenges in determining the appropriate return on equity using various conceptual approaches.

B.2 Benchmarking to Debt Yields p. pp. 48-50
B.2 Benchmarking to Debt Yields As an alternative to the CAPM approach we also consider measures based on benchmarking to wider measures of the cost of debt. The goal of these benchmarks is to answer the question: What would the RoE be tod...

AI summary This section discusses benchmarking return on equity (RoE) against debt yields, using January 1995 as a baseline. It explores how changes in the baseline date affect the gap between utilities' RoE and baseline RoE, noting that a more recent baseline would suggest utilities were under-compensated for many years.

CAPM central CAPM high CAPM low Corp RoD UST UST Auto UK p. p. 57
CAPM central CAPM high CAPM low Corp RoD UST UST Auto UK 1982 −4.81 −1.27 3.15 −1.77 0.82 1986 1.10 4.18 1.84 2.11 3.17 3.12 1990 −1.39 1.63 −0.09 0.81 0.56 0.95 1994 −1.08 1.90 0.71 −0.02 0.78 0.43 1998 2.02 0.57 3.49 2.34 0.25 2.31 1.05...

AI summary The table compares various financial benchmarks, including the Capital Asset Pricing Model (CAPM), corporate bonds, regulator-approved return on debt (RoD), 10-year US Treasuries (UST), and UK regulatory decisions, across different years from 1982 to 2022. The data reflects weighted averages across utilities based on their rate base.

N-57Karen Morgan CV - Bates White 1 passage
Selected other work p. p. 0
Selected other work Client Issue Date International Arbitration (various) Damages 2021–2024 Nebraska Public Service Commission Advisor 2020, 2025 Ontario Power Generation Construction Cost Estimation 2020–2021 Nova Scotia Utility and Revie...

AI summary This section presents a list of various legal and regulatory engagements involving different clients and issues across multiple jurisdictions, including arbitration, utility regulation, and financial assessments, spanning from 2000 to 2025.

N-67Response to Undertaking U-4 - Combined Redacted Only 2 passages
FOR THE YEAR ENDING DECEMBER 31, 2026
FOR THE YEAR ENDING DECEMBER 31, 2026 (1) TOTAL (2) PROD. (3) TRANS. (4) DIST. (5) RETAIL (6) DIRECT (7) (24) CORP. SECRETARY (25) LEGAL SERVICES 0 1,882 11,405 3,161 11,405.2 5,043.0 - 0.373 8,005 3,744 1,753 368 1,062 853 585 78 11,405.2...

AI summary The document presents a detailed breakdown of various departments and their associated costs for the year ending December 31, 2026. It includes figures related to corporate secretary, legal services, external relations, regulatory affairs, finance, procurement, IT, human resources, and generation services.

EXHIBIT 3 PAGE 1 OF 5
EXHIBIT 3 PAGE 1 OF 5 (1) TOTAL COMPANY (2) DOMESTIC (3) SMALL GENERAL (4) GENERAL (5) GENERAL LARGE (6) SMALL INDUSTRIAL (7) MEDIUM INDUSTRIAL (8) LARGE INDUSTRIAL (9) PHP (10) MUNICIPAL (11) UNMETERED (12) ALLOCATION FACTOR (27) DEF. CHG...

AI summary The exhibit presents a detailed breakdown of various financial and cost-related items across different customer categories and allocation factors. It includes figures related to deferred charges, asset retirement obligations, and cost of removal liabilities for different energy sources such as steam, hydro, wind, and LM6000, along with subtotals and general function totals.

N-76Response to Undertaking U-5 combined 1 passage
NON-CONFIDENTIAL p. p. 1
NON-CONFIDENTIAL 1 2 • Attachment 3 includes an updated description of the R/C ratio setting process which 3 replaces that included in 2026-2027 GRA SR-01 Att 01b. 4

AI summary Attachment 3 provides an updated description of the R/C ratio setting process, replacing the version included in the 2026-2027 GRA SR-01 Att 01b.

N-78Response to Undertaking U-7 2 passages
NON-CONFIDENTIAL
NON-CONFIDENTIAL 1 Undertaking U-7: 2 - 3 To provide the forecast S&P and DBRS cashflow-to-debt credit metrics under the Average - 4 Life Group methodology. 5 - 6 To also show the true difference with the $20 million added to the Per GRA S...

AI summary The response to Undertaking U-7 provides NS Power's forecast credit metrics under both the Equal Life Group (ELG) and Average Life Group (ALG) methodologies, and highlights the impact of adding $20 million to the Per GRA Settlement on FFO-to-debt ratios.

13
13 Forecast Cash Flow to Debt Credit Metrics S&P DBRS 2026 2027 2026 2027 ELG with Consensus Agreement Reduction 12.3% 12.8% 12.1% 12.7% ELG with Consensus Agreement Reduction Removed 12.9% 13.5% 12.8% 13.5% ALG with Consensus Agreement Re...

AI summary The table presents forecast cash flow to debt credit metrics for different scenarios (ELG and ALG with and without consensus agreement reductions) for the years 2026 and 2027, as provided by NS Power in response to MPA IR-1.

N-84Response to Undertaking U-17 1 passage
Section 3015
as deferred in accordance with section 22.1. purgé ou n’a pas choisi de le purger, elle peut faire re- porter cette obligation en conformité avec l’article 22.1. 351 (1) Subsection 152.05(5.1) of the Act is re- 351 (1) Le paragraphe 152.05...

AI summary The text discusses the deferral of obligations in accordance with section 22.1 and the replacement of subsection 152.05(5.1) of the Act with new provisions.

N-91Compliance Filing 2 passages
FO-13 – Average Rate Base – Deferred Charges and Credits
FO-13 – Average Rate Base – Deferred Charges and Credits 1  RB-01 – Plant In Service Continuity Schedule 2  RB 02-16 – Rate Base Table 3  DA-02 - Accumulated Reserve for Depreciation 4  DA-03 – Amortization Expense 5  OR-01 – Proof of...

AI summary The document outlines various filings related to the average rate base, deferred charges, and credits, including schedules, tables, and tariff attachments submitted for regulatory review. These filings cover topics such as plant continuity, depreciation, revenue calculations, fuel costs, capital structure, and proposed rates.

Preamble
DATE FILED: April 7, 2026 Page 14 of 28 1 since the September 2025 Application, five of these tariffs have been amended through other 2 proceedings. Further clarification is provided for each, as set out in the following sections. 3 4 Plea...

AI summary The document notes that five tariffs have been amended since the September 2025 Application and provides clarification on the FAM and DCRR amounts, which have not changed since the original GRA filing. The SCRR rate reflects actual 2025 values and assumptions for 2026 and 2027, with updated rates included in the Tariff sheets for 2026 and 2027.

N-92Compliance Filing - Standardized Filings - Redacted 3 passages
Section 67
0 0 0 0 0 0 0 0 0 0 0 P-11A (50) DEF. CHG. - Financing 0 0 0 0 0 0 0 0 0 0 0 P-11A (51) DEF. CHG. - Tax 0 0 0 0 0 0 0 0 0 0 0 P-11A (52) DEF. CHG. - Pension 0 0 0 0 0 0 0 0 0 0 0 O-5A (53) DEF. CHG. - Other 0 0 0 0 0 0 0 0 0 0 0 P-11A (54)...

AI summary The text presents a series of line items related to deferred charges, including financing, tax, pension, and asset retirement obligations, with associated codes and values. The content is partially redacted, indicating confidential information has been removed.

Section 421
(10) Regulatory Amortization (677,610) (677,610) Regulatory Amort. 100.0% K322 (11) Fuel Expense (1,808,772) (1,729,291) ML - NS Block (BCF COSS) 100.0% B8..M8 and B35..M37 (12) FAM Deferral Interest 328,135 343,365 Interest & Other Exp 10...

AI summary The text provides a summary of various financial and regulatory expenses, including regulatory amortization, fuel expense, FAM deferral interest, AMI opt-out charges, and income tax. It outlines figures related to operating expenses and the rate base, indicating financial performance and regulatory considerations.

Section 436
Line # AVERAGE RATE BASE RATE BASE RATE BASE 2025 2026 (78) WORKING CAPITAL & DEFERRED CHARGES (79) (80) WORKING CAPITAL - CASH FUEL 0 0 0 (81) WORKING CAPITAL - CASH OTHER 162,574 Source: 2014 COSS 187,621 137,527 (82) WORKING CAPITAL - M...

AI summary The text provides a breakdown of working capital and deferred charges for 2025 and 2026, including cash fuel, material and supply fuel, and deferred charges related to financing, tax, and pensions. It includes figures and sources for some line items.

101354Board Decision 3 passages
3.4.1.3.2 Adjustments to Net Salvage Rates p. p. 81
at the expense of future customers. The self-interest of some parties to the agreement in deferring costs to future customers is understandable, but it does create intergenerational inequity concerns. [185] As identified in NS Power's resp...

AI summary The text discusses adjustments to net salvage rates affecting NS Power's revenue requirement and potential rate increases. It highlights intergenerational inequity concerns and the impact of depreciation adjustments on credit ratings and ratepayer costs. The uncertainty surrounding asset securitization within the DDA is also mentioned.

3.5.1.2.1 Findings p. p. 148
isks. Morrison Park highlighted that "concrete steps to solve problems at NSPI – such as the securitization of the stranded FAM balances – was rewarded by the markets with lower yields on NSPI bonds". [319] NS Power has been in a precariou...

AI summary Morrison Park highlighted that securitization of stranded FAM balances helped NSPI lower bond yields. NS Power's credit rating downgrade to BBB- in late 2022 has led to increased debt costs, with potential additional annual interest costs of $25 million or more. This includes higher rates on new debt, refinanced debt, and penalties on government-backed financing arrangements for renewable and transmission projects.

Preamble p. p. 211
[490] Dr. Cleary expressed concerns about Concentric's DCF model, noting its reliance on short-term earnings per share growth based on sell-side analysts' forecasts, rather than buy-side. He observed that the sell-side forecasts are typica...

AI summary Dr. Cleary critiques Concentric's DCF model for relying on potentially biased analyst forecasts and over-optimistic GDP growth assumptions. He applies the DDM model using historical GDP data and dividend yields to estimate implied returns for the market and Canadian utilities. Concentric defends its approach by emphasizing the use of multiple growth sources and historical data to justify its model assumptions.

100588Undertaking List 1 passage
______________ p. p. 0
______________ DATE UND# DESCRIPTION REQUESTED OF FOR DUE DATE Also to provide revised versions of Tables 1 and 2 from Exhibit N-37 showing the effect of this change. (ADDITION FROM 13.01.26) January 7, 2026 U-7 To provide the forecast S&P...

AI summary The document outlines several requests made to Nova Scotia Power Inc. (NSPI) by the Board and Board Counsel, including the provision of credit metrics, cost calculations, studies, and reports related to a General Rate Application (GRA). These requests pertain to financial and technical analyses required for regulatory proceedings.

100780Closing Submission - NSPI 3 passages
3.4.4 Impact of ALG on FFO-to-Debt p. pp. 20-21
3.4.4 Impact of ALG on FFO-to-Debt - NS Power provided Undertaking 7 which provides the forecast S&P and DBRS cashflow-to-debt - metrics under the ALG calculation procedure and further, to show the true difference with the $20 - million re...

AI summary NS Power's Undertaking 7 shows that the depreciation reductions from the settlement have already impacted FFO-to-debt ratios. Adopting the ALG methodology would further reduce FFO-to-debt to 11.0–11.5 percent, worsening the financial profile as noted by Mr. Wiedmayer.

DATE FILED: January 30, 2026 Page 27 of 55 p. p. 26
DATE FILED: January 30, 2026 Page 27 of 55 1 2 3 change…Ultimately though, it is likely fair to conclude that out of all the options available, securitization would be the "least-bad" option.48 4 The evidence of Board Counsel Consultant, P...

AI summary The text discusses the potential consequences of not approving NSPI's rate increases and securitization plan, highlighting risks such as failing financial tests, credit downgrades, and missing financial targets. Testimony from Pelino Colaiacovo of MPA emphasizes the importance of securitization to avoid these outcomes.

3.10.2 Return on Equity p. pp. 46-48
imate change goals, requiring substantial debt issuances, which wil add to the customer burdens if credit costs are higher; Exhibit N-36, Evidence – MPA, p. 26, lines 6-9. DATE FILED: January 30, 2026 Page 48 of 55 • Approximately $800 mil...

AI summary The text discusses the financial implications of a potential credit rating downgrade for Nova Scotia Power, including higher debt issuance costs, penalties on specific projects, and loss of access to the commercial paper market. It argues that the requested Return on Equity (ROE) is reasonable and necessary to maintain the utility's financial health.

101354Board Decision 4 passages
Preamble p. pp. 63-211
[136] Applying the proposed depreciation rates in the preceding Table to forecast monthly balances of depreciable Plant throughout the test period results in a forecast depreciation and accretion expense of $282.4 million in 2026 and $300....

AI summary The text discusses the forecasted depreciation and accretion expenses for NS Power in 2026 and 2027, noting increases due to updated depreciation rates and capital additions. It also mentions the impact of securitization of DDA assets and the involvement of Dustin Madsen from Emrydia Consulting Corporation in analyzing NS Power's depreciation practices.

3.4.1.3.2 Adjustments to Net Salvage Rates p. p. 81
at the expense of future customers. The self-interest of some parties to the agreement in deferring costs to future customers is understandable, but it does create intergenerational inequity concerns. [185] As identified in NS Power's resp...

AI summary The adjustment to net salvage rates results in a revenue requirement reduction for NS Power, but may lead to a small rate increase if not approved. The Board acknowledges potential intergenerational inequity concerns and notes that other depreciation-related issues and the uncertainty of securitization could impact NS Power's credit rating and increase costs for ratepayers.

3.5.1.2 Present Application p. p. 137
d, with FFO to debt consistently below 10%, or We lowered our rating on parent Emera." It is perhaps worth emphasizing the term "consistently below 10%", in the quote above. [Exhibit N-36, pp. 12-13] [297] Morrison Park explained the conse...

AI summary A downgrade in NS Power's credit rating could lead to higher borrowing costs, increasing annual costs for ratepayers by up to $25 million or more. This includes higher interest rates on bond issuances, refinancing of maturing debt, and increased costs for renewable and reliability projects.

3.5.1.2.1 Findings p. p. 148
isks. Morrison Park highlighted that "concrete steps to solve problems at NSPI – such as the securitization of the stranded FAM balances – was rewarded by the markets with lower yields on NSPI bonds". [319] NS Power has been in a precariou...

AI summary The text discusses NS Power's precarious financial situation following a credit rating downgrade to BBB- in late 2022, highlighting the potential for increased interest costs and penalties on debt, including projects like the Battery Energy Storage Project and the Wasoqonatl Transmission project.

20260108-1Hearing Transcript — 01/08/2026 (Pecurica, Willett, Williams, Flemming, Coyne) 2 passages
1 report?
NSP COST OF CAPITAL PANEL 419 Cr-ex, (Mahody) 1 report? 2 Q. It's the most recent report 3 that's been filed. And Mr. Flemming's about to tell me in 4 a few minutes when I ask him if it's the most recent 5 report that the company has. 6 So...

AI summary The document discusses Nova Scotia Power Inc.'s recent actions, including receiving a Canadian federal loan guarantee to securitize C$500 million in fuel balances and using proceeds to reduce debt. It also mentions a C$117 million provincial government grant for deferred fuel cost recovery, which S&P Global Ratings views as favorable for reducing debt and regulatory lag.

1 Q. Yeah. And I agree with you. I
1 Q. Yeah. And I agree with you. I 2 agree with you, and my point in asking questions is just 3 to confirm the fact because this I don't think it's on 4 the record. There's not in terms of your report. 5 There are positive developments tha...

AI summary The discussion highlights the benefits of securitization for Nova Scotia Power, including lowering rates for customers, reducing debt on the balance sheet, and enabling the deployment of capital for new infrastructure. The conversation also notes that legislative amendments in Nova Scotia support securitization as a beneficial approach.

20260109-1Hearing Transcript — 01/09/2026 (Pecurica, Willett, WIlliams, Flemming, MacIntosh) 2 passages
Section 48
1 would be above our current range right now, above 13 2 percent, where Nova Scotia Power was has been 3 traditionally, or in the current range. 4 And the other thing that I would say 5 is that the credit rating agencies don't look at sole...

AI summary The discussion addresses the FFO-to-debt ratio of Nova Scotia Power in the context of revenue requirements and credit ratings, noting that credit rating agencies consider both quantitative and qualitative factors beyond just credit metrics.

1 projects that the FFO-to-debt ratio for 2026, now this is 2 provided the GRA is approved exactly as applied for, rates 3 January 1, that type of thing, so that's the information I 4 have, Mr. Mahody, would be a little bit under 13 percen...

AI summary The discussion focuses on the FFO-to-debt ratio for Nova Scotia Power, projecting it to be under 13% in 2026 and returning to 13.5% in 2027. This is considered important for maintaining credit ratings and potentially achieving investment grade status.

20260112-2Hearing Transcript — 01/12/2026 (Brown, Griffiths, Musco, Morgan) 2 passages
1 PELINO COLAIACOVO, Solemnly Affirmed: 2 historically, probably interest rates are fairly low now 3 compared to prior years? 4 A. Interest rates have been coming 5 down, yes. 6 Q. And it would seem to me that 7 longer-term bonds you know,...

AI summary The discussion centers on Nova Scotia Power's debt refinancing strategy, noting that replacing high-interest debt with lower-interest debt could affect credit ratings. The speaker highlights that approximately $700 to $800 million in bonds will need refinancing over the next decade, and mentions the regulatory focus on credit ratings as an indicator of market cost of debt.

Section 106
1 to that second level of business risk, the emphasis 2 becomes very much does the utility continue to meet the 10 3 percent FFO-to-debt metric? And it, as noted in the 4 report, the Nova Scotia Power Application is very clear in 5 saying...

AI summary The discussion focuses on Nova Scotia Power's financial metrics, specifically the FFO-to-debt ratio, and how potential regulatory decisions could impact its credit rating. Concerns are raised about the risk of government intervention affecting the utility's financial stability.

20260113-2Hearing Transcript — 01/13/2026 1 passage
LIST OF EXHIBITS
LIST OF EXHIBITS EXHIBIT NO. DESCRIPTION PAGE NO. U-19 To provide what is the union versus non-union split of the additional 507 full-time employees, number one, and what is the revenue requirement impact of adding those 507 positions 749...

AI summary The document lists various exhibits related to Nova Scotia Power's operations, including employee splits, capital investments, project inclusions, and cybersecurity impacts on billing processes. These exhibits address regulatory and operational concerns raised during a proceeding.

Disclaimer: These summaries were generated by AI from the filings they describe. We take care to make them accurate, but errors are possible - and they aren't advice. Only the filings themselves are the record: if you're relying on something here, confirm it against the source documents or the Nova Scotia Energy Board's own record. Full disclaimer →