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Topic/Matter Intersection

Topic:"Rate Design" in M12772

Matter: Heartland Farm Mutual - s.155G Rate Application 2026 - Private Passenger Vehicleseffective August 15,2026 for new business and renewals.
4 passages 1 document

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H-1Part 1 - Non-confidential 4 passages
Re. Section 155G – Prior Approval – Private Passenger Vehicles p. p. 0
Re. Section 155G – Prior Approval – Private Passenger Vehicles Please find enclosed a 155G Prior Approval rate filing with an overall impact of 0%, effective August 15, 2026 for new business and renewals. The contents of this change includ...

AI summary A 155G Prior Approval rate filing for Private Passenger Vehicles, effective August 15, 2026, with 0% impact. Changes include underwriting/rating rule updates and corresponding rating manual revisions. Submission by Heartland Farm Mutual's Actuarial Services Manager, Steven Teng.

Section N-4: Underwriting/Rating Rule Changes p. p. 0
Section N-4: Underwriting/Rating Rule Changes

AI summary The section addresses proposed changes to underwriting and rating rules, though no specific details or arguments are provided in the given text. Key focus areas include regulatory adjustments impacting insurance or utility rating methodologies.

Section N-5: Rating Profiles p. pp. 0-14
Section N-5: Rating Profiles Please find attached the rating profiles. The excel file has also been provided.

AI summary Section N-5 provides rating profiles and an Excel file. The document includes an image reference, though no specific details about the profiles are discussed. The submission is part of a regulatory proceeding in Nova Scotia.

Comprehensive $500 Deductible p. p. 14
Comprehensive $500 Deductible Territory Bodily Injury Property Damage DCPD Accident Benefits Uninsured Auto Total Mandatory Coverages END 44 Collision Comprehensive Total Optional Coverages Total of Mandatory and Optional Halifax (B3H) Cur...

AI summary The document presents a comparison of current and proposed insurance coverage rates across multiple territories in Nova Scotia, including changes in mandatory and optional coverages such as Bodily Injury, Property Damage, and Comprehensive. The proposed rates show significant variations in percentage changes across different regions.

Disclaimer: These summaries were generated by AI from the filings they describe. We take care to make them accurate, but errors are possible - and they aren't advice. Only the filings themselves are the record: if you're relying on something here, confirm it against the source documents or the Nova Scotia Energy Board's own record. Full disclaimer →